Top 20 Mortage Brokers in Melbourne [2022]

Are you in the market for a new home but don't know where to start? Maybe you're not sure what kind of mortgage is right for you. Or maybe you've been burned by bad mortgage brokers in the past. 

Here, we'll introduce you to some of the best mortgage brokers in Melbourne and detail why they're worth considering. We'll also provide some tips on how to find the right broker for your needs. So read on and get started on finding your dream home!

We've compiled a list of the best brokers in the city, based on customer feedback and our own experience. 

Pricing with mortgage brokers can be just as competitive as a bank, as long as the broker doesn't take too much off the top. Wholesale rates can actually be much cheaper than retail interest rates you'll get with banks, meaning a lower monthly mortgage payment.

Always look for a broker who holds an Australian Credit Licence or Credit Representative status, as required by the Australian Securities and Investments Commission (ASIC). For additional reassurance, ask if your broker is a member of the industry body - the Mortgage and Finance Association of Australia (MFAA).

Mortgage brokers provide a one-stop shop for their clients. They may have access to hundreds of potential lenders with only one credit inquiry impacting your score. They are often able to find great rates and get you approved quickly.

To get pre-approved, you must meet with either a mortgage broker or a lender. To determine how much you can afford to borrow to purchase a home, they will ask you a series of questions, and you will need to provide some supporting documentation.

Having multiple offers in hand provides leverage when negotiating with individual lenders. However, applying with too many lenders may result in score-lowering credit inquiries, and it can trigger a deluge of unwanted calls and solicitations.

Often they will be called mortgage brokers, but there is no real difference between an adviser and a broker. A mortgage adviser/broker is usually a dedicated mortgage specialist, though some independent financial advisers (IFAs) also give the same kind of mortgage advice.

A mortgage broker is an intermediary who brings mortgage borrowers and mortgage lenders together, but who does not use their own funds to originate mortgages. A mortgage broker helps borrowers connect with lenders and seeks out the best fit in terms of the borrower's financial situation and interest-rate needs.

Working with a mortgage broker can save you time and fees. Cons to consider include that a broker's interests may not be aligned with your own, you may not get the best deal, and they may not guarantee estimates. Take the time to contact lenders directly to find out first-hand what mortgages may be available to you.

Ultimate List of the Best Mortgage Brokers Melbourne

EWM Accountant - Mortage Brokers Melbourne 

EWM Accountants Bookkeeping, Tax & Business Advisors Mortage Broker Melbourne

03 9568 5444

Why Choose Us?

As specialist taxation and advisory firm, we don’t force round pegs into square holes. We build our procedures to fit your firms specific requirements. Like to receive files by Dropbox®? We can do that.

Prefer to get old-fashioned correspondence by mail? Need bookkeeping or just payroll help in addition to accounting services? We can help. Need finance advice as well? Not a problem.


EWM Accountants and Business Advisors are Chartered Accountants helping small businesses with their accounting, bookkeeping and taxation needs. Established more than 30 years ago, we are experts in helping small businesses and specialise is the construction, investment, medical, dental and manufacturing industries. Based in busy Oakleigh in Melbourne, the firm is made up of a group of expert accountants who bring a wealth of experience to help fulfil our vision.

Our Values

  • Passion:
    We feel dedicated, excited and motivated about what we do, seeking joy, meaning and significance in our work. We love what we do!
  • Integrity:
    In all our pursuits, we act with honesty, seeking to be truthful and open.
  • Enrichment:
    We build lifelong knowledge and ability through education, mentorship and work experience.
  • Loyalty:
    We embrace a sense of commitment, connection and dedication to our clients.
  • Ownership:
    We are proactive, dependable and responsible in all aspects of client service.
  • Teamwork:
    True success comes from the interdependence of individuals working together as a team. We value listening, understanding and mutual collaboration.

Victorian Mortgage Group Melbourne 

Victorian Mortgage Group Melbourne

(03) 8600 7900

About Us

Victorian Mortgage Group is a family-owned and managed business. For over 75 years we have given hope to borrowers who have been turned away by major lenders.  By providing a flexible approach to the assessment of our clients’ finances, we have supported countless families with opportunities to secure their future.  We are an Authorised Credit Representative (number 398 125) under Crucis Pty. Ltd. Australian Credit Licence 387 666.


Our team of professionals share a wealth of experience across all areas of banking and finance. You will benefit from our ability to anticipate, understand and resolve any issues that arise in the lending experience. Having financed more than 30,000 dwellings to date, we are more than prepared to support you.


At VMG, we listen to your story. We understand that people face unique challenges and we foster long-standing relationships with our clients to ensure they get the personalised treatment they deserve.

Why Victorian Mortgage Group?

We’re with you every step of the way. While others simply crunch the numbers, we take the time to get to know you and understand the challenges you face.

Why Choose Vmg?

Real people face real problems and everyone has a different set of circumstances. We’re interested in understanding your story and making a tailored recommendation to fit your needs.

Flexible Solutions

We look at your individual situation and offer a flexible loan that can be used for all different purposes.

Competitive Interests Rates

Offering some of the best-priced products on the market, we are able to match people with a product from our range to suit their circumstances.

Professional Experience

With more than 75 years of experience financing residential mortgages, our team of finance industry professionals are well versed in finding viable solutions for those with special circumstances.

We understand that no situation is black and white. And when we assess your suitability for a loan, we take your personal situation into account so as to arrive at the best option for you. To get started, complete our online form and one of our qualified advisers will be in touch.

Lime Financial Mortgage Broker Melbourne

Lime Financial Mortgage Broker Melbourne

1300 724 088

What’s the next step in your financial journey?

Are you buying your first home, making a property investment, growing your business, or looking to consolidate your debts?

In the world of finance, you need to know what move to make next, how to take that step, and who you can trust to give you the best advice.

That’s where Lime Financial Services comes in.

Since 2005, we have been your mortgage and finance specialists. Our team provides independent, targeted advice to help you take your next step, as well as offering long-term financial planning services.

Partnering with big banks, credit unions, regional banks, wholesale funders, and online lenders, we have the access and expertise to assist residential and commercial borrowers from all walks of life.

Whether you’re a sole trader, you run your own business, or you earn a wage, our team is here to put you on a path to financial success.

We will recommend the right product, take care of all the paperwork, and deliver a complete financial solution.

Demystify the mortgage process and take the headache out of your finances. Talk to Andrew Burgan and the team at Lime Financial Services for a no-obligation discussion about your situation.

Our unique approach

With years of industry experience, we understand that every client is different and each situation is unique. We also know what our clients want – clear advice, no jargon and access to trusted professionals who will drive the finance process and deliver you a complete financial solution. We take a Leadership position with our clients, offer Direction, ensure Clarity and deliver Certainty with all transactions.

  • We Put Clients First – You are at the centre of everything we do.
  • We Are Qualified And Experienced – The Lime team holds industry-leading qualifications and comprises Accounting, Banking, Business, Customer Service and Property investment experience.
  • We Work As A Team – Each client has a primary Credit Adviser with the backup of the entire Lime team.
  • We Make Ourselves Available – Early mornings or evenings, we aim to work within your busy schedule.
  • We Adopt Methodical Approaches – Get It Right the First Time (GIRFT) informs every business process.
  • We Offer Flexibility – You tell us what's important to you and we will tailor the solution to match your needs.
  • We Are Transparent – All fees, charges, timeframes, communications and documentation requirements are clearly articulated prior to any work commencement so that we work on a “no surprises? basis. 
  • We Treat Your Information Confidentially – As a referral-based business, you can be certain that all data is held securely and never disclosed to third parties without your written consent.
  • We Work With Trusted Specialists To Support You – We can work with your own Advisers or introduce you to those we use ourselves: Financial Planners, Conveyancers, Lawyers, Accountants, Property Managers, Real Estate Agents, etc.
  • We Empower Our Clients – We believe that education is critical so we freely share our expertise and contacts to ensure our clients achieve their financial goals.

Frequently Asked Questions About Mortgage Brokers

Tundra Mortgage Brokers Melbourne 

Tundra Mortgage Brokers Melbourne

1300 447 010

Tundra Mortgage Brokers Melbourne

We are a Boutique Mortgage Broker servicing the Eastern Suburbs of Melbourne, including Croydon, Lilydale, Ringwood & Mitcham.

Tundra Mortgage Brokers caters to First Home Buyers, as well those looking to Refinance their current Loans.

We specialise in offering you the right Home Loan for your situation, as we are not owned by a Bank! We have access to a large range of lenders and can therefore find you competitive interest rates and mortgages with the right features.

By using us, you take the stress out of finding the right loan. We do all the research, assist with the paperwork, and offer you a tailored solution quickly.

Why Choose Tundra

  • Lots Of Choice
    We provide home loan solutions to people in the East of Melbourne with a large variety of lenders to choose from.
  • Get A Competitve Deal
    We’ll help you find the loan deal that’s right for you.
  • Less Stress
    We do all the paperwork and running around meaning less stress for you.
  • Convenience
    Our loan experts will meet with you at the time and place that suits you.
  • Various Lenders
    We compare a number of lenders to get the right solution.
  • The Right Advice
    We have the experience of advising clients on what would be the right deal for their circumstances.

What Can We Do?

Unlike our competition we prefer to offer a full range of services, without sacrificing on the quality of each feature.

We do this by keeping our knowledge fresh and well-maintained, whilst honing the skills that we already possess. Instead of spreading our resources thinly throughout a variety of services, we instead choose to use the skill-sets afforded by our team to offer a superior level of understanding and expertise when helping our clients.

This means that we can tailor our services to suit you, whether you’d like to stay one step ahead of the latest interest rates, take advantage of our lender relationships, or have our team take care of all correspondence, whilst minimising your stress in the process.

Home Loan Experts Mortgage Broker Melbourne

Home Loan Experts Mortgage Broker Melbourne

02 9194 1700

Why choose us as your mortgage broker?

We want to represent the very best of what it means to be a mortgage broker: delivering a high level of service and tailoring home loan solutions that make a difference to the lives of our clients.

We get tough loans approved

Our expertise is in helping customers who have unusual circumstances, even those that have been knocked back by a bank in the past. Where other brokers have failed, we regularly get approval from a reputable lender.

Get the right home loan for your needs

We take a holistic approach when assessing your financial situation and long-term goals to ensure that you get a home loan that’s right for you.

Get incredible interest rates

Because of the relationships we have with our panel of lenders, we’re able to negotiate a sharp interest rate based on the strength of your application.

Fast approval, easy process

We can help you navigate the often complex pre-approval and application process, helping you to achieve your dream of owning a home much easier and in much less time.

Our customers love us

We have hundreds of love letters and positive customer reviews on our website, Facebook , Google and Product Review.

Our outstanding achievements

We’re the winner of multiple industries and consumer awards including best customer service and brokerage of the year.

You can trust us

In a crowded market, it’s hard to know who you can trust. As experts, we regularly provide commentary to Sydney Morning Herald, The Age,, The Adviser and Australian Broker.

We aren’t owned by a bank

Our expert mortgage brokers will provide you with down-to-earth home loan advice and as credit licence holder, we’re required by Australian law to give you a loan that’s suitable for your needs.

We provide the best post-settlement service

Our post-settlement team is there to assist and guide you throughout the lifetime of your home loan. Not only do we answer all your post-settlement queries, but we also help you make changes, additions, and amendments to your loan type.

Access to more lenders

We deal with the major banks as well as a number of building societies, credit unions and specialised lenders that offer discounted rates and have flexible credit policies that other brokers have never heard of.

Australia-wide services

We can help you qualify for a home loan to buy property anywhere in Australia.

Free upfront valuations and credit reports

We can give you a pretty good indication of how much the bank will allow you to borrow and how to overcome the barriers to home loan approval.

We’re members of the FBAA and AFCA

The Finance Brokers Association of Australia (FBAA) upholds professional standards in the mortgage broking industry while our membership with the Australian Financial Complaints Authority (AFCA) protects you as a consumer.

We act in your best interests

You can rest easy knowing that we are legally required to act in your best interests under Best Interests Duty; whereas a lender has no legal obligation to do so.

We are loan approval experts

We specialise in helping people with complex financial situations and those who do not meet standard lending policies. Our company mission is to help people who are being let down by the Australian banking system.

We know which lenders can help and which ones can not.

Unlike most mortgage brokers who are just salesmen, we are experts in the lending guidelines used by the major banks and other lenders.

We deal with a wide variety of lenders and know their policies back to front, as well as the hidden catches and potential problems you might face.

We have an extensive in-house credit assessment process which we complete before applying with any bank or lender.

Most of our mortgage brokers have worked in the credit department of a lender approving and declining loan applications, so we can talk their language and build a case to get your loan approved!

Some of our specialities include non-resident mortgages, low doc loans, fixed-rate loans and unusual employment loans.

Our services are completely free in most cases

Our services are completely free for most home and investment loans. We will only charge a brokerage fee for certain types of short term loans, small loans, some types of commercial or trust finance and if you refinance, or in any way exit, your home loan within the first two years.!

We get paid by the lender for doing the work that would otherwise be done by a bank manager, so you pay the same rate as if you went to the lender directly.!

However, unlike a bank, we can help you choose from a wide variety of lenders and get the best option for your needs from our panel of over 30 lenders.!

Australia-wide services

Are you out in the bush? Interstate? Overseas? To us, it doesn’t matter! We can deal with anyone who is buying or refinancing a property in Australia.

Our business is streamlined to enable us to efficiently deal with your application by mail, phone, fax or email.

We commonly deal with applicants from all states of Australia, in particular NSW, VIC, QLD and the ACT.

We also assist foreign nationals, Australian ex-pats and temporary residents to buy owner-occupied or investment properties in Australia.

Home loans from 50+ lenders

Did you know that some larger mortgage broking companies are part-owned by one of the banks?

We are privately owned and can arrange loans with the four major banks as well as several reputable non-bank lenders.

Why should I use a mortgage broker if I can go with a bank?

Unlike your bank, we have more than 50 different lenders to choose from with a range of different policies so you can be confident about getting your home loan approved and not damaging your credit file.

Following up on the progress of your loan can be stressful and time-consuming. That’s why we deal with the banks so that you don’t have to. We have efficient systems in place to track your loan and provide you with timely updates.

Our mortgage brokers have a much higher level of training and experience than bank lenders, many of them with years of experience in the mortgage industry.

Our outstanding reputation and achievements

We have built a reputation on being well-organised, well-trained and having expertise that is second-to-none.

Our authority in the mortgage broking industry is reflected by our various industry and consumer awards as well as our coverage in the media.

Our achievements include:

  • Home Loan Experts managing director Otto Dargan is a two-time The Adviser‘s Australia’s Brightest Broker award (2011-12).
  • Our company was named a New South Wales finalist for the 2012 Telstra Australian Business Awards.
  • Finalist in the ‘Brokerage of the Year – Under 5 Staff’ category of the Australian Mortgage Awards for 2010, 2011 and 2012; and in the ‘(>6 Staff) – Independent’ for 2013 and 2014.
  • Named one of The Adviser‘s ‘Top 25 Brokerages’ for both 2013 and 2014.
  • Featured Sydney Morning Herald, The Australian, and The Daily Telegraph
  • Regularly featured in Mortgage Professional Australia, The Adviser, Australian Broker and other industry publications.

Free valuations and credit reports

We can order free up front valuations with more than six lenders. This means that we know what the bank thinks your property is worth before applying with them.

By ordering a valuation before you apply for as home loan it ensures that your credit file isn’t damaged by having too many enquiries.

We can also provide you with a free copy of your credit file so that you know where you stand with the banks.

We take a holistic approach

The mortgage industry is a minefield of complex policy catches. This is why we make sure that we take your full situation into account and provide a complete solution.

A lender might approve a loan for someone to buy land but then not approve the loan to build a house on it!

Our loan assessment process is thorough. We look at your needs now and in the future and make sure that we are getting you the best loan for your needs.

What if you don’t qualify right now? We will help you get to the stage where loan approval won’t be a problem with our prepare to buy program.

We don’t forget about you once your home loan is advanced either! We offer exceptional ongoing customer care by conducting annual reviews on your home loan and we will be there to assist you for the life of your loan.

Find out what others have said about us on our Love Letters From Our Clients Page.

Intuitive Finance Mortgage Broker Melbourne

Intuitive Finance Mortgage Broker Melbourne

1300 342 505

No matter what type of home buyer (1st homeowner or existing owners looking to upgrade) or property investor (from the novice right through to the seasoned property professional with an extensive portfolio) you are, our experienced team of finance and mortgage brokers located in Melbourne are perfectly placed to help you finance options to suit your circumstances.

Experience across a range of customer types

We work with a range of customers, from first home buyers, homeowners looking to upgrade, sophisticated investors with extensive property portfolios, Australian expatriates living and working overseas looking to establish a property portfolio in Australia and we have a particular focus on the self-employed who, despite the significant challenges in clearly establishing their capacity to maintain an investment, are comfortable with complex financial strategies and have an entrepreneurial, “can do” approach to their portfolios.

We put you first

At Intuitive Finance, we are very focused on our service standards for both new and existing clients. There are documented targets for all our customers and we are committed and passionate about ensuring you receive the ultimate loan “experience.” We also ensure that you are informed at every stage of the loan process including a post-settlement follow up. For existing clients, we also ensure that we contact you annually for a review and an assessment of an RP Data property report for your portfolio.

Flexible approach – one size does not fit all

Once we have identified exactly what you want to achieve – whether it’s buying a first home, an investment property, refinancing or consolidating your existing debts, considering buying a business, setting up a self-managed super fund or establishing an investment portfolio – we create a specific approach, from assessing the suitability and practicality of the strategy to the identification of the best lending partners through to the compilation of the critical information necessary for the preparation of your funding applications.

Thorough and comprehensive

Once we’ve done the analysis and have been able to correctly assess such criteria as capacity and creditworthiness, we run a comprehensive review of the list of qualified lenders, their rates and of course any deals currently available. We gather together the detail required for the loan application and then submit these to the chosen lenders who meet the strategic requirements. As a result of the policy of doing things once, and correctly, our rates of rework are extremely low

Organised and professional

We make the often stressful and chaotic process around settlement as smooth as possible. We manage the timing of the document lodgement and coordinate with critical third parties such as conveyancers and solicitors.

Ongoing support and updates

Once the loan has been settled, we dont believe that our work is done and we are active in making sure our clients have a point of contact and are able to get information from us as required – we help ensure that issues such as repayment schedules and the provision of other facilities including credit cards are organised.

We are very focussed on the ongoing care and maintenance of your financial structures and want to make sure that clients always feel that they have a point of reference and that we are available to assist in any way we can. When the time comes to review the next phase of your investment strategy we are on hand to help with whatever is required – be it assisting with the identification of suitable assets to buy to assessing the suitability over time of the finance structures in place. We provide annual reviews and always look to provide our clients with updated property reports to identify portfolio value

Mortgage Compare Plus Broker Melbourne 

Mortgage Compare Plus Broker Melbourne

0412 110 118

Mortgage Compare Plus was founded in 2016 by Steve Keramidas. We have opened our doors as a start-up business, our aim being to make homeownership affordable and accessible to the everyday Australian.

Our values and philosophy are a reflection of the socially responsible company we aspire to be. We are a company which believes in performance with purpose and remain committed to our understanding that our financial position goes hand in hand with our social and charitable responsibility.

The Best Interests Duty, which took effect on 1 January 2021, legally obliges brokers to act in the best interests of their clients. This new law is on top of the National Consumer Credit Protection Act, which already regulates the conduct of brokers.

Mortgage Compare Plus must “prioritise their consumers’ interests” if there’s ever a conflict of interests, according to the legislation.

But while Mortgage Compare Plus have to follow the Best Interests Duty – banks do not. Steve Keramidas must give his client the best possible recommendation from all the lenders on his panel. However, a bank will recommend only its own products, even if there are better alternatives.

Steve acts in your best interests when recommending a home loan, and has a legal obligation to do so. Banks sell you products.

Our Services

At Mortgage Compare Plus we understand the requirements that must be met and processes followed to obtain loan approvals at all major banks and financial institutions. Accordingly, our clients benefit from our knowledge, expertise and guidance with all their important financial lending transactions. We can assist you with:

  • Refinance
  • First Home Buyers
  • Investment & SMSF
  • Construction
  • Self Employed
  • Debt Consolidation
  • Personal & Car Loans
  • Commercial & Business Loans
  • Life & General Insurance
  • Energy & Gas Comparison
  • International Money Transfers

Entourage Mortgage Broker Melbourne

Entourage Mortgage Broker Melbourne

03 9421 1651

Who we are

Experience award-winning service from a team that thrives on listening to your needs. By listening and using our experience to ask the right questions, we’ll find the perfect fit — whether that’s a sparkling new home or the right loan to finance it. Our in-depth research on your behalf takes the guesswork out of financing property, understanding the legal aspects and applying the best strategic thinking.

Our clients don’t queue on hold for the bank. They make a call to someone who knows them better every year, someone who makes everything easier.

The Entourage effect

Having a team of experts working together magnifies the returns you can achieve when buying or selling property.

Your entourage will:

  • Give you a competitive edge when buying or selling property
  • Provide expert legal advice so there are no surprises
  • Seamlessly organise your home loan and finances


We are a mortgage broker providing expert home loan advice throughout your property purchasing journey. From making an offer, to move in day and everything in between, our finance brokers have the expertise and entourage to support you at every stage.

Mortgage & Home Loan Finance Brokers in Melbourne (Richmond)

Entourage offer home loans, expert financial advice and mortgage broking. Entourage are based in Melbourne, located in the Richmond and Cremorne area. As expert mortgage brokers, we have helped thousands of clients buy their first home, their next home, build their investment portfolios and assist with the ongoing management of their finances and loans.

The right mortgage broker in Melbourne for you

When it comes to organising finance for your home loan you can’t go past Entourage Finance, your local expert mortgage brokers Richmond, Melbourne. With the ability to secure your home loan finance quickly through our seamlessly integrated team of home loan brokers based in Melbourne, Entourage Finance is the place to go organise the home loan for your next property purchase. Whether you are buying your first home, your next home, an investment property or your forever home in Melbourne having an entourage on your side makes life easy.

Following the entourage, way ensures you get the right home loan for your needs. Our home loan brokers in Melbourne are here to take care of the sometimes difficult, and always time-consuming, task of arranging home loan finance for your next property. We’re not your typical mortgage broker. Understanding home loans both in Richmond and further afield, lending and bank policy is second nature to our team, just like attention to detail and our caring customer service.

At Entourage Finance, we work with more than 60 banks and lenders in Richmond, Melbourne and across Australia to offer a range of different home loans and finance options including:

  • First Home Buyer loans
  • Next Home Buyer loans
  • Refinancing Home loans
  • Repricing your existing home loan finance
  • Negotiating with your bank to get a better deal
  • Investment property loans
  • Home loans finance Richmond
  • Expat finance and overseas home loans
  • Residential property lending
  • Commercial and business lending

Why work with an Entourage mortgage broker?

We provide independent advice based on your individual financial situation. We save you time by liaising with all the lenders on your behalf, comparing different options and presenting you with the best solutions to meet your needs. Our mortgage brokers are supported by our award-winning customer service team, who have developed incredible relationships with the top lenders across Melbourne and Australia.

We have access to over 60 different lenders and banks in Australia, along with the research tools and experience to compare these different options for you. Our Melbourne based mortgage brokers and finance brokers are always building their knowledge and undertaking professional development. This means they are able to help guide you to find the right product for you, including taking into consideration your financial position, current lender credit policy, products and features.

All of our finance broker team are qualified, members of our peak professional body (MFAA) and accredited with the lenders they recommend to you. Our team goes above and beyond when it comes to their growth and education, all striving to continually improve themselves professionally.

Whilst based in Melbourne, our team are able to assist you no matter where you are when buying property in Australia. Our head office is in Cremorne, Richmond but we’re available online any time.

Do mortgage or finance brokers charge a fee?

Entourage don’t charge any fees for the service our mortgage brokers provide. We are paid a commission by the lender when your loan settles. Most of the banks pay exactly the same amount to the broker.

Some mortgage brokers choose to charge a fee for their service. It’s important you find out upfront before committing to ensure you understand how your mortgage broker will be paid.

Do Entourage just assist with home loans?

Our finance broker team is able to assist with all sorts of different financial needs, not just home loans via our mortgage broker team. This includes commercial financial, asset finance, car loans, business lending, private banking, development finance and cash flow funding.

We also have an excellent referral network, think of it as an entourage for our business. With accountants, financial planners, insurance advisors and legal professionals, whatever your needs we can help you.

Note: we use the terms finance broker and mortgage broker interchangeably. We have experts within our team who can provide guidance on loans outside of mortgages and home loans, such as business and commercial lending, car finance, asset finance and chattel finance.

Clark Finance Group - Mortgage Broker Melbourne

Clark Finance Group - Mortgage Broker Melbourne

1300 366 670

Clark Finance Group was founded to demystify the home loan process and assist our clients in finding the right mortgage solution for their needs.

Holding accreditations with over 35 lenders including all the major banks / financial institutions and access to over 600 different financial products, we don’t just offer loans – we provide customised lending solutions.

Our Mission

To provide our clients with more choice, great rates, transparent advice and good old-fashioned personal service.

We do not believe our service ends with the settlement of your loan, but rather where our relationship begins. We aim to be your life long finance specialists by sharing your vision and helping you reach your goals faster.

Industry Leaders

Clark Finance Group is a Full Member and Approved Mortgage Broker of the Mortgage and Finance Association of Australia (MFAA), the peak industry association which provides a code of conduct and ongoing professional development for its members. We are committed to keeping up to date with all the latest finance developments and innovations to ensure you get the best product and service every time you contact us.

Expertise That Goes Beyond The Numbers

We do not believe our service ends with the settlement of your loan, but rather where our relationship begins. We want to share your vision and help reach your finance goals faster.

Our Approach

What makes us different is the fact that we think from the client’s perspective and provide a finance solution that’s about getting you the right finance and the right outcome based on what you need now and into the future

The Process

We’ll lead you through every step of the home buying process, give cutting edge insights on the property markets, answer every one of your questions and provide considered and thoughtful advice tailored to your needs

Your Experience

We have a customer-focused, solution-driven attitude. We aim is to be your trusted adviser to help you achieve your long-term goals. Offering transparent advice, backed by good old fashioned personal service.

Bspoke Mortgage Broker Melbourne

Bspoke Mortgage Broker Melbourne

1300 386 630 

Financial decisions are difficult to make at the best of times. These decisions are made even harder when you don’t know where to start or who to trust.

We listen to understand your individual situation, so we can provide solutions and options tailored to you.

Guiding you through the process and explaining the ‘why’ is at the heart of what we do. We want to educate, guide and support you to make the best financial decisions, not just today, but with your future financial goals in mind.

We consider every application as one of our own, we want the very best for you because we care.

We believe that financial decisions are not just a point in time, but a journey. We want to be on this journey with you, today, tomorrow and into the future.

Our Purpose

We know that everyone is different. No two people are alike and no two situations are the same.

Whether it’s buying your first home; growing your investment portfolio; refinancing your commercial premises; consolidating your existing debts; or purchasing a vehicle for personal or business use, we’ll tailor a solution that works specifically for you.

We’ll be with you every step of the way, removing the confusion and providing you with support through each and every process.

Soren Financial Mortgage Broker Melbourne

Soren Financial Mortgage Broker Melbourne

1300 899 819

Lenders and brokers will always try to sell you the easiest and quickest product they can. It is their bread and butter however it is not always the right choice. There are lots of unique products available that experienced investors are aware of but the general public will never hear about, and the only reason for this is awareness/ education. Crazy right?

With the recent financial industry shakeup in 2019, a lot of positive changes have happened however what has also occurred is a flat structure when it came to mortgage broker payments. What this means to you as the client, is that your broker is paid the same no matter what they offer and hence this causes what I call the “Vanilla Effect”. There is no immediate financial benefit for a broker to look deeper into your individual position and to try to find you the right product and the right lender. More often than not you will be pushed towards a lender the broker is comfortable using.

I know the difference between a bad broker and a good one, having experienced both, I built a brokerage experience around what I expect as a client. We look to build long term relationships and connect you with experienced advisors across a wide range of sectors who will make your purchase process as seamless as possible. We have built the business off the back of referrals from existing clients and will continue to do so, we look forward to working with you to connect you with the right product and make your next purchase as stress-free as possible.

We can connect you with experts who can help facilitate the entire purchase process. This includes the following services: Conveyancers, Tax Agents, Real Estate Advisors and Independent Valuers.

Build your Legacy with Soren Financial.

We have specialised services to help clients through every stage of the buying process, whether you are a first home buyers looking to navigate the available grants, or a professional investor looking to make a purchase via your self-managed super fund or family trust.


First Home/Investment Purchase

Whether you are a new home buyer or a seasoned investor, we will recommend the best products and lenders to suit your unique situation. You will always have regular updates from our team, and we will liaise with your advisors (accountants/solicitors/real estate agents/conveyancers) to make sure that everything is moving in the forward direction.

Self Employed/Business Owners

Traditionally business owners have to jump through more hoops to get their finance deal across the line and although many lenders offer products to you, we want to make sure you have the correct documentation and can get your approval first go this is one of the services that we specialise in. You will be provided with a fact sheet to complete and we will align your expectations with the right lender and the product that suits you and your situation.

Developer Finance

At a time when lenders are adverse to risk, your development needs to be a solid project and a great track record. Get in touch so we can discuss your project and the different products to suit.

Short Term Business Finance

Short term business loans can provide your business with a much-needed cash flow boost, especially during these challenging times. One of the main advantages are that short term business loans are traditionally from non-bank lenders and hence they are often far easier to secure and more importantly the turnaround time is much faster.

Asset Finance

Asset finance enables you to access business assets such as equipment, machinery and vehicles without having to invest/lock up your own business capital. It can also allow you to release cash from the value in assets you already own or use your existing assets as security against a business loan from an asset finance lender. We have access to a wide range of products that will suit your business needs.

Construction Loans

A construction home loan is a type of home loan designed for people who are building a home or doing major renovations, as opposed to buying an established property. It has a different loan structure to home loans designed for people buying an existing home.

A construction loan most commonly has a progressive drawdown. That is, you receive instalments of the loan amount at various stages of construction, rather than receiving it all at once at the start. You generally only pay interest on the amount that is drawn down, as opposed to on the whole loan amount.

Trusted Mortgage Broker Melbourne

Trusted Mortgage Broker Mortgage Melbourne

0425 792 325

“I place your interests first in my dealings with you. In doing so, I will ensure I recommend a loan which is appropriate (in terms of size and structure), is affordable, applied for in a compliant manner and meets your set of objectives at the time of seeking the loan.”

We are serious business owners and take pride in looking after our clients for the long term.

Our focus is on our clients, and we pride ourselves on our core values

  • We understand and value our clients
  • We are positive and enthusiastic
  • We are client-focused and take the time to get to know YOU
  • We provide exceptional, efficient one to one service
  • We act with professionalism, honesty and integrity

We promise to provide a service based on integrity and a genuine interest for our clients in assisting them with all their financial needs by utilising our resources of financial and insurance products.

After your loan has settled – we don’t just disappear! We are still around to answer your questions and keep you up to date with what is happening in the property and home loan market.


  • Guarantor Home Loans
  • Business Loans
  • 10% Deposit Home Loans
  • Refinance Home Loan
  • 5% Deposit Home Loans
  • Low Doc Home Loan
  • First Home Buyer Home Loan
  • Commercial Loans
  • Investment loans
  • Personal loans
  • Self-Employed Home Loan
  • Fixed-Rate Home Loans
  • Insurance
  • Info Sessions

Why Choose Us?

As experienced mortgage brokers, we understand how confusing the process can be – especially for Melbourne first home buyers. Sifting through the different lending requirements, the changing grants and bonuses, and the complex terminology and fine print can be overwhelming.

When you put this process in our hands, we bring our years of experience – and many contacts – to the task so you can find the right product without going through the hassle yourself. This saves you time and reduces your risk of being declined, as we know which lenders’ credit policies and restrictions will work in your situation.

Our mortgage broker in Melbourne can also save you money by negotiating discounts where possible and educating you on how to use home loan products to pay less interest to the bank. And we back all this with comprehensive support that lasts from your first enquiry right through to after your loan is settled.

Market Street Finance - Mortgage Broker Melbourne

Market Street Finance Mortgage Broker Melbourne

1300 612 253

We work intently and in-depth with all our clients.

For businesses, this means we spend the time to understand their business from a financial and planning point of view. This helps us understand the current pain points and identify the areas we can help to grow.

For individuals, we look not only at the current funding requirements but future goals. This ensures any funding we put in place is appropriate now and in the future.

For businesses and individuals, we have an annual review of all lending facilities to ensure they are still competitive and appropriate.


  • Commercial Finance
  • Business Finance
  • Development Finance
  • Home Loans
  • Equipment Finance
  • Energy Finance

My Expert - Mortgage Broker Melbourne

My Expert Mortgage Broker Melbourne

1300 693 363

We know from more than 20 years of experience in the home loan and finance industry that making important financial decisions can be overwhelming, where emotions and stress levels can – and do – run high.

Our business was founded on the philosophy of taking the emotional drain out of property transactions and empowering community wellbeing through industry-leading support and advice our clients know they can trust. It’s a philosophy we still hold today and why we’re one of Australia’s leading home loan brokers.

Expert advice to help you make the most important financial decisions of your life.

Making financial decisions – the right decisions – takes Expert knowledge and insight. We understand that as individuals, we need financial advice and solutions that are specific to our circumstances.

That’s why we have three specialist departments providing Expert tailored advice on home loans, conveyancing, financial planning and risk insurance.


  • Finance
  • Conveyancing
  • Wealth

Why choose My Expert?

  • Award-winning financial advisors
  • Experienced and trusted advice
  • Passionate and professional team
  • Excellent customer service

Vanquish Finance Group - Mortgage Broker Melbourne

Vanquish Finance Group Mortgage broker Melbourne

0409 089 241

They were established in 2005 and have arranged thousands of home loans for thousands of clients ranging from first home buyers, clients wanting to refinance their existing home loan, or property investors entering the investment market for the first, second or third time.

We are committed to being part of our local community. We strongly focus on using technology to reduce our carbon footprint, making sustainable and balanced decisions that support positive social, economic, and environmental outcomes.

Our Service


  • Calculate Stamp Duty
  • Loan Repayment Calculator
  • Borrowing Power Calculator
  • Budget Planner

Government Grants & Schemes

  • First Home Owner Grant
  • First Home Loan Deposit Scheme
  • Family Home Guarantee
  • New Home Guarantee

Sprint Finance - Mortgage Broker Melbourne

Sprint Finance Mortgage Broker Melbourne

1300 547 252

Buying a house is likely to be one of the biggest purchases of your life. The process can be daunting and confusing, especially if you’re a first home buyer. So you shouldn’t put it in the hands of just any Mortgage Broker or Lending Specialist.

Sprint Finance is a 100% Australian owned and operated Mortgage Broking service. While we have connections with some of the country’s biggest lenders, our top priority is finding the right loans and lenders for you. We are dedicated to finding a mortgage solution that offers flexibility for whatever life throws at you.

The process of buying a home should be an exciting time in your life. You’ve worked hard to get to this point. So now it’s time to buy your dream home. Our dedicated team will make the process of finding a home loan painless. We’ll guide you every step of the way. Our Finance Specialists are available seven days a week to answer all your questions about mortgages and loans.


  • How to invest in property using equity
  • Private mortgage finance
  • Commercial lending
  • SMSF refinancing
  • SMSF lending
  • Residential asset finance

Why choose us?

  • Keeping it simple
  • Experienced
  • Fast service
  • Talk online

Guidance Mortgage Brokers Melbourne

Guidance Mortgage Broker Melbourne

0405 447 241

Guidance Mortgage Brokers is an exceptional credit advisory that provides genuine service, choice, and advice to meet all your residential and commercial finance needs.

Why Guidance?

  • We can access a large panel of lenders, including all the major banks
  • We facilitate all the tricky paperwork – from application to settlement
  • We provide clear explanations of all fees, charges and loan processes
  • We prioritise excellent client service throughout the loan process

How Can We Help?

  • Buying A Home
  • Becoming A First Home Buyer
  • Building A New Home
  • Refinancing Your Home Loan
  • Investing In Property

Why should you use a mortgage broker?

There are many good reasons why more than half of Australians now use a broker to secure a home loan. Probably the most important one is that we work for you, not the banks. We speak to you first to find out what you need, and then we use our knowledge of the market to better negotiate with the lenders. Then we get a range of options before we work out which one is right for you, not what’s right for the lenders.

Lending Specialists - Mortgage Broker Melbourne

Lending Specialist Mortgage Broker Melbourne

03 9764 2646

The Lending Specialists advantage:

  • We have been in business a long time, with years of experience under our belts
  • Our brokers and staff are experienced
  • We have a proven track record
  • Our values include being respectful, honest, supportive, professional and tolerant
  • We get things done (even the difficult deals)
  • Making it happen is an everyday achievement for us
  • We have hundreds of connections in the industry
  • We have a vast array of business, banking, financial and negotiation skills
  • Our diversity allows us to resolve complex questions and find logical solutions
  • We are flexible and forward-thinking
  • The combined knowledge in our business is enormous
  • We have expert knowledge of your local area


Lending Specialists offers access to a range of loans and options which can be tailored to your needs. These include but are not limited to:

  • Home Loans and Investment Home Loans
  • Self-Managed Superannuation Fund Loans
  • Commercial Loans and Business Loans
  • Vehicle Finance and Equipment Finance

Lend A Loan - Mortgage Broker Melbourne

Lend A Loan Mortgage Broker Melbourne

1300 861 463

Lend A Loan | Mortgage Broker Melbourne is a young Melbourne based mortgage and finance company with innovative software that helps each of our talented mortgage brokers find the right solution for our valued customers.

May it be a Home Loan, Business Loan, Commercial Loan, Car Finance, Refinancing or Debt Consolidation, our Melbourne Mortgage brokers can assist their clients with their loan requirements. Every single member of our mortgage broking team is ambitious, experienced and brings something unique to our finance company.

Our passionate and dedicated finance and mortgage brokers assemble each day in our Melbourne office with a few common goals and values, providing the best financial solutions to our valued customers and keeping their best interest first.

The Lend A Loan Finance and Mortgage Brokers have access to over 45 residential and commercial banks and lenders, which allows them to assist you in choosing the right loan product for your exact financial requirement.

Our Melbourne Mortgage Broker team can come and meet with you at your home, place of business, or you can reach us at one of our offices in Melbourne. To start your journey of finding the right loan and comparing thousands of loan products in one appointment with our expert Melbourne mortgage brokers.

Our Finance And Mortgage Broking Services

We provide a range of finance and mortgage broking services.

  • Home Loans
  • Commercial Loans
  • Business Loans
  • First Home Buyers

Why Choose A Lend A Loan Mortgage Broker

Lend A Loan Mortgage Brokers have their customers' best interests at heart. We only recommend products that suit our customer's financial requirements

  • Operational Excellence
  • Wide Range Of Loans
  • Flexible Appointments
  • Trained Experts
  • Accredited Agency
  • No Cost To You

Own Home Loans - Mortgage Broker Melbourne

Own Home Loans Mortgage Broker Melbourne

1300 721 342

Own Home Loans cuts the confusion out of finding the right home loan and gives you access to our expertise in mortgage finance. But at Own, we take it a step further, helping you to Own your Home, Own Your Life, and Own your Future.

We empower and support you to reach your homeownership dream sooner than you thought possible!

Our Own Home Loans

Why spend 30 years paying off your mortgage when you could do it in much less time? We help you identify a personalised strategy to pay off your loan sooner while regularly reviewing your situation to ensure you always have the right loan. The best part of all is that we don’t charge you for our service! It costs you nothing to have us with you every step of the way to becoming mortgage-free.

  • First Home Buyers
  • Investment Properties
  • First Home Owner Grant
  • Refinance Your Home

Own Assist Makes Moving Easier At No Cost To You!

To save you time, stress and a whole lot of hard work, we created ‘Own Assist’, a free and convenient service that helps you pick and choose the plans and services you would like.

Simply choose the services you need, and we will help get you connected!

  • A convenient way to organise your move
  • Personal support at no cost to you
  • Peace of mind
  • Let us find you the best deal on offer from a range of providers.

This is a complimentary service and means you don’t have to worry about organising anything!

You will even be allocated your Moving Specialist to help you along the way.

Gilbees Mortgage Planning - Mortgage Broker Melbourne

Gilbees Mortgage Broker melbourne

03 9633 4625

Making a big purchase can be a daunting experience. There is always so much to consider when taking out a loan, whether refinancing, down-sizing, investing or buying your first home. That’s why it is vital to use an expert who understands the finance industry and can find you a competitive loan that suits your needs and lifestyle.

We aim to find you a loan that not only meets your requirements but exceeds your expectations in terms of rate, product and service. We believe in providing you with choice, and at Gilbees Mortgage Planning, we look forward to supporting you in your dream of owning your own home or investment property. Please read on to see how we can help you, or just visit our Contact Us page to get started today.


We pride ourselves on delivering proactive service and support. We have extensive experience in all things lending, including:

  • Supporting First Home Buyers
  • Investment Loans
  • Commercial Loans
  • Standard Variable & Fixed Rate Loans
  • Honeymoon Loans
  • Bridging Loans
  • Asset Finance

Why Choose Us?

Putting our customers at the heart of everything we do sets us apart from our competition. Our commitment to you, our borrowers:

  • We will be easy to do business with
  • You will talk to a real person.
  • We will get back to you.
  • We will go the extra mile every time.
  • We will listen to what you want.
  • We will provide home loan options that suit your needs.
  • We will source competitive interest rates.
  • We are here to serve you and ensure you will be 100% satisfied with our service.

MoneyQuest - Mortgage Broker Melbourne

Money Quest Mortgage Broker Melbourne

1300 886 435

Whether it be for your first home, upgrading to accommodate your growing family or empty nest syndrome has set in, and it’s time to downsize, we will help you compare simply and choose wisely. It's what we do!


  • First Home Buyer
  • Refinancing
  • Investment Loans
  • Credit Impaired
  • Debt Consolidation
  • Home Loan Calculators

So, why choose MoneyQuest?

Here are a few reasons.

  • Free Service To You
  • More Loan Options
  • Local Knowledge
  • Handpicked Team
  • Tailored Approach
  • Many Specialities

Empower Wealth - Mortgage Broker Melbourne

Empower Wealth Mortgage Broker Melbourne

1300 123 724

At Empower Wealth, we truly believe that increasing one’s wealth position is possible for anyone and everyone interested in making it happen. From saving for your first home to buying it and then building off its wealth base, to Superannuation, to identifying the best use of your household’s surplus income, to building a multi-million dollar property portfolio… It’s possible, but for almost every one of us, we need professional assistance.


  • Property Portfolio Plan
  • Property Investment Advice
  • Mortgage Broking
  • Buyers Agents
  • Financial Planning & SMSF
  • Tax & Personal Accounting
  • Property Research
  • Money Management

So, why do our clients choose us?

  • Firstly, we assess their needs, goals, desires and personal values and the role money and wealth will play today and for all their tomorrows.
  • We assess current and future cash flows, ensuring adequate provisioning and current and future financial goals.
  • We tell them the truth about their situation and what’s possible from the advice we deliver.
  • We have the capabilities through our different business divisions and the talented specialists within these divisions to provide a complete integrated and tailored solution to meet their requirements. We can plan out a short and long term wealth creation road map for them to follow.
  • Our clients learn that it’s their decision about their money, money they have worked hard to earn and sacrificed their time – but they know they have a team of specialists there to assist them along their journey.

Lucid Lending - Mortgage Broker Melbourne

Lucid Lending Mortgage Broker Melbourne

03 7019 2415

We are passionate about helping you own your dream property.

From first home buyers to seasoned property investors, we partner with you to help secure the best deal possible. We ensure that you understand all the particulars of your loan, which makes your lending experience stress-free.  

Our Services

Whether you are buying your first or next home, refinancing or renovating, we have lending solutions for you.

  • First Home Buyer 
  • Next Home
  • Refinancing 
  • Investment Property 
  • Building & Renovation 
  • Commercial & Development Finance

Your Loan Assist - Mortgage Broker Melbourne

Your Loan Assist Mortgage Broker Melbourne

1300 007 352

You're different.

We understand.

  • Employee: Full Time, Part Time, Casual, Contractor.
  • Self Employed: Full Doc, Low doc.
  • It's Complicated: Ummm... where do I start?

Your needs matter.

We make an effort.

  • First Time Buyer
  • Building
  • Consolidating Debt

Melba Mortgage Broker Melbourne

Melba Broker Mortgage Melbourne


Access exclusive home loan offers and unmatched service.

Loan Products & Programs

We have access to a large panel of residential and commercial lenders who offer a wide range of products

  • Fixed & Variable rate home loans 
  • Refinance with exclusive rebates and low rates
  • Bridging finance 
  • First home buyer loans
  • House and land packages
  • Home Equity Line of Credit

Types of finance available

We can facilitate a solution for customers with varied needs 

  • Owner-occupier or Investment loans
  • Self-employed customers 
  • Professional offers for doctors, lawyers and accountants
  • Commercial loans and Private lending
  • Asset finance or car loans
  • Customers with credit defaults and other issues

Entry Finance - Mortgage Broker Melbourne

Entry finance mortgage broker melbourne

1300 468 234

Entry Finance is leading the way for flexible and cost-effective mortgage and financing options in Australia.

Our vision is to be the go-to finance and mortgage broker in Australia. We provide creative, efficient, and personalised solutions to suit your needs.

Our mission is to help you achieve your financial goals and secure your future. We have experience in and knowledge of both mortgage and finance broking. This allows us to give finance options to help you achieve your financial goals.

We believe in building long-lasting relationships by giving you honest and realistic options.

Our team will take away the jargon and converse with you in plain English, helping you understand your options better and make the right investment decision.

We will walk you through a stress-free and seamless process, no matter your circumstance. Additionally, we will keep you in the loop at every step in your buying journey.


  • New Mortgages
  • Refinancing Options
  • Investment loans
  • Equipment Finance

Why Choose Entry Finance?

We are your go-to finance and mortgage broker’s firm for the best financing options in Australia.

  • Quality Finance & Mortgage Broking Advice
  • Buy With Confidence
  • Understanding Your Financial Goals

ARG Finance - Mortgage Broker Melbourne

ARG Finance Mortgage Broker Melbourne

1300 511 235

ARG Finance – A boutique Mortgage Broker Company with a difference!

We are a team of extremely talented, experienced and financially savvy individuals who are great at numbers and can help with any size or type of loan you are after.

Rakesh Gupta, the owner of ARG Finance, has a wealth of experience in the mortgage brokering industry and worked with all types of Lenders. With his astute leadership and industry connections, he has built a solid team that stands true to your test when it comes to Mortgage.

ARG Finance is not just another mortgage broker company but a lot more, a complete financial solution provider.

Services We Offer

We do all the hard work for you!

Finance your future today. Let us help you with a great deal that suits your requirements.


  • Business Loan
  • Asset Finance
  • Car Loan
  • Truck Loan
  • Property Development Finance
  • Land Banking
  • Finance for Commercial Property


  • First Home Buyer Loan
  • Home Loan Refinance
  • Debt Consolidation
  • Construction Loan
  • Investment Loan
  • Renovation Home Loan
  • Equity Home Loan

Why Choose Us?

We understand how to effectively guide you through a home loan or the refinance process and avoid potential problems along the way.


The Australian Investment and Lending Centre - Mortgage Broker Melbourne

ALIC Mortgage Broker Melbourne

55 612 125 242

As with any financial strategy, the right loan structure depends on individual goals and circumstances, and getting the right advice is very important. At ALIC, we specialise in working with you to develop the most appropriate finance strategy and structure by talking with you and understanding your current financial situation and future goals.

To ensure these structures work, we work alongside your trusted advisors or give you access to ALIC’s trusted market specialists, including financial planners, wealth management/tax accountants, buyers’ advocates and other experts. The important thing is you have access to specialists to help and guide you through the process. Loans are arranged through some financiers, including all the major banks ANZ, Westpac, CBA, NAB and many other institutions, including Bank of Melbourne, Macquarie, and ING, to name a few.

Our premium ranking with the top banks provides a better outcome for you, our client.

From the outset, we work with you to understand your financial goals and ask some fundamental questions.

Our Services

The team at ALIC will work with you to find the best solutions across the financial markets to meet your needs.

At ALIC, we have the most experienced team to find the right solution. From the first home buyer to the most experienced investor, or you’re refinancing to renovate or expand your portfolio. ALIC has access to over 2000 financial products in Australia. Our team is committed to not just working on your strategy and structure but to educate you through the process, giving you the confidence to grow your investments and understand your commitments.

Market Appraisal

Our services cater to getting our clients the best options possible, no matter their financial situation or real estate background. Contact us today to see what we can do for you. Schedule a consultation appointment today!

Credit Assessment

Whether you need help negotiating a mortgage or buying a new home, ALIC can manage all your mortgage needs. Our services will take the complications out of the process. You’ll be surprised by how easy your life becomes once we work together— contact us and find out how my services can help.

Mortgage Lending

Whether you’re buying your first home or looking for a new investment property, there’s lots of stress and complications involved in mortgages and financing. That’s where I come in. We help my clients with this service and so much more. Reach out today to learn more.

Loan Market - Mortgage Broker Melbourne

Loan Market Mortgage broker melbourne

0408 206 353

Does your home loan suit your needs? We understand that every client will have different needs and circumstances and pride ourselves in finding the right loan set-up for your specific situation.

We have over ten years of financial experience and have been through the many ebbs and flows of the Australian home loan market. We use our experience, expertise and knowledge to assist you in any financial situation, including finding the right first home loan, next home loan or investment loan.

Most Popular Calculators

How much can I borrow?

Your borrowing power is a critical number to know because it helps you understand how much you can spend on a property.

How much are my repayments?

Several factors determine what your repayments will be, and our loan repayment calculator can help you estimate your repayments.

How much could I save by refinancing my home loan?

Different loans have different fees, features and repayment options. Use our loan calculator to see how the numbers stack up between two loans.

Home Loan Calculators

Mortgage Deferment Calculator

Use this calculator to determine how much a deferment (also known as a pause or holiday) will cost you.

Loan Repayment Calculator

Find out how much your home loan repayments will be and the total interest charged for the loan.

Borrowing Power Calculator

Find out how much you could borrow and how much repayments would be for a home loan of that size.

Stamp Duty Calculator

Find out how much you need to set aside for Stamp Duty and the requirements in your state or territory.

Split Home Loan Calculator – Fixed vs Variable

The split loan calculator will determine your required repayments and total interest charged under different fixed and variable rate scenarios.

Lump-Sum Repayment Calculator

Additional lump sum repayments can significantly reduce the amount of interest you pay on your home loan and the term of your loan.

Mortgage Offset Calculator

An offset account can be a powerful tool for those seeking a mortgage.

Extra Mortgage Repayments Calculator

You can save thousands in monthly repayments and take years off your loan by making extra repayments.

Compare the cost of two different home loans.

Compare two loans and determine which is the cheapest when you take into account fees and interest charges.

Resolve Finance - Mortgage Broker Melbourne

Resolve Finance Mortgage Broker Melbourne

1300 883 463

We’re here to find solutions, offer options, help you make better-informed decisions, and ultimately, ensure you and your family can live your best lives.

Home Loans

  • Find a broker
  • Our lender panel
  • My home plan
  • Your first home
  • Your next home
  • Refinancing
  • Investing
  • Our home loans


  • Buying your home
  • Selling your home

Become a business owner

  • Why a Resolve franchise?
  • Franchise partner stories
  • Franchise opportunities
  • Your next steps

We’re called Resolve because that’s what we do. We’re here to resolve the challenges home buyers, home builders, homeowners, renovators and investors face on the journey to whatever’s next.

Accession Finance - Mortgage Broker Melbourne

Accession Finance Mortgage Broker Melbourne

03 9397 2535

Accession Finance will review your finance needs, shop available lenders to find a product that offers the best combination of features, options and rates.

From our experience in the industry, there is no 'one size fits all' when it comes to financing. We have worked with self-employed clients, have a minimal deposit, are first home buyers, building a new home, and in each case, we have investigated the best option for their particular criteria. 

In most cases, we are paid via a commission by the bank; we charge no additional fee to the client to find and arrange the personal finance for our clients. 

Our Services

  • Residential Finance
  • First Home Buyers
  • Investment Finance
  • Construction Loans
  • Car & Personal Finance
  • Debt Consolidation
  • Self Managed Super Funds

Our Service Guarantee

To provide a service you can trust and an experience where you know you come first. Our quick response times, insightful knowledge of the industry and ability to find the right loan for our clients is where we know we stand out.

Loanscope - Mortgage Broker Melbourne

Loanscope Mortgage Broker Melbourne

03 9988 5325

We have a team of Mortgage Brokers based in Melbourne. We set the standard for finance broking by delivering what we promise: quality service, expert advice and tailored loans at low, low rates. We:

  •  Offer tailored, personalised services
  •  Take a long-term approach
  • Compare home loans from more than 30+ different lenders
  • Provide expert advice with over 30 years of combined industry experience
  • Have an impressive track record for home loan approvals
  • We make the process simple
  • Our office is conveniently located on St Kilda Road, 5 minutes from the CBD, but we can also come to you upon request
  • Offer after-hours appointments as required
  • We always have your best interests at heart
  • Are members of the Finance Brokers Association of Australia.
  • We also provided free Rp Data property reports and credit files to all of our clients.

As a growing finance brokerage, Loanscope has built a strong reputation and forged close relationships with the major banks, non-bank lenders and non-conforming lenders. We have hundreds of home loan packages at our fingertips and the expertise to find one to meet your current needs and future financial aspirations. We can recommend reputable conveyancers, accountants, financial planners and other professionals to complement our service.

Loans We Offer 

  • Home Loans for Doctors & Medical Professionals.
  • Investment Home Loan
  • Upgrade your home with ease
  • Refinance your home and start saving!
  • Commercial loans
  • First Home Buyers
  • Extension and Renovation loans

Would your property investing benefit from:

  • Advice from an expert who’s on YOUR side - who cares about your goals and your future?
  • Straightforward explanations that make your options clear?
  • Expert advice tailored to your specific structures and goals?
  • Detailed analysis and planning?
  • Access to more mortgage options than anyone lender can offer?
  • An expert on your side for complex negotiations?
  • Easier access to mortgages you really CAN afford?

Our expert Melbourne-based advisors can come to you – and meet you when it suits you, where it suits you.

Why choose Loanscope?

We operate in your best interest – because what’s truly best for our clients is best for our future. Our repeat customers and referral-driven growth prove we’ve made the right choice.

As expert mortgage brokers with years of experience, we have access to hundreds of loan products you can choose from – whether you are investing for personal or business reasons. You get access to the full market spectrum, not just the over-advertised basics.

Mortgage Corp Broker Melbourne

Mortgage Corp Broker Melbourne

3456 463 635

We specialise in helping successful full-time professionals buy 1 to 5 investment properties in 5 years [through smart financing], so they can have consistent passive income coming in before they retire and continue to live the life of their dreams even after retirement when others are downsizing, reducing expenses and living on a budget.

Without our help, successful professionals will not have a clear roadmap to starting and building a profitable property portfolio, will waste precious time (as much as ten years) not getting on the right path to financial freedom, or even worse, get the bad advice that will lead them to the path of endless stress, wasted time, money and opportunities.

While most banks and mortgage brokers focus on merely getting you a loan, Mortgage Corp is committed to getting you a complete investment result which may include.

  • Discounted premium interest rates
  • Low or waived fees
  • Flexible loan conditions and serviceability
  • And a loan structure that facilitates tax savings and maximises further property investment opportunities.

In other words, Mortgage Corp helps you grow your property investment portfolio faster, so you reach your financial freedom sooner.

Home Loans

  • Home Buyers
  • Refinance Home Loan
  • Self Employed Home Loan
  • Home Loan for Medical Professionals
  • Interest Rate Advice

Investment Loans

  • First-Time Investors
  • Experienced Investors
  • High-Income Investors
  • Commercial Property Loan
  • Strategic Loan Structuring

Inovayt - Mortgage Broker Melbourne

Inovayt Mortgage Broker Melbourne

1300 354 354

While creating a successful mortgage business in its own right, the founders saw a need to offer a more holistic solution to their clients. In 2012, Inovayt Wealth was born to offer financial advice.

Innovate has since grown to over forty employees, opened four offices nationally, and introduced a commercial finance division to strengthen the offering to our clientele further.


  • Your First Home
  • Your Next Home
  • First Time Investor
  • Experienced Property Investor
  • Refinancing
  • Busy Professional
  • Self-Employed
  • Pay Off Your Loan Sooner
  • Your Next Car
  • Personal Loans


  • Your Goals
  • Financial Planning; what, why, how?
  • Superannuation
  • Personal and Business Insurance
  • Estate Planning
  • Investment Advice
  • Budget & Cash Flow


  • Business Loans
  • Business Overdrafts
  • Business Investment Loans
  • Development Finance
  • Cash Flow Lending
  • Asset and Equipment Finance
  • Investment Planning and Advice

Why choose Inovayt?

  • We look after you
  • We make it simple – online, phone or in person.
  • We will provide you with expert advice throughout your financial journey so you can turn our insights into your financial success.
  • You are supported by a dedicated team of professionals that know how to get the job done.
  • Our end-to-end solutions support all your financial needs.

Investors Mortgage Broker Melbourne

Investors Mortgage Broker Melbourne

1300 468 463

Investors Mortgage has been helping first home buyers and investors since 2007 with the mission of creating extraordinary mortgage solutions for Australians. That mission continues to be a driving force today. Investors Mortgage has always sought out the nation’s most creative and responsible lenders. This enables us to be one of the nation’s most respected mortgage brokers.

Our proposition to our clients:

  • We don’t charge any fees from our clients for our services. We get paid from the Bank or the Lender.
  • We don’t add any margins to any loan products that we offer.
  • We don’t push any particular lender or their products over another.

Investment Loans

  • Investment Loans
  • Self Managed Super Fund Loans
  • Development Loans
  • Construction Loans
  • Commercial Property Loans
  • Home Loan Calculator

Vehicle Loans

  • Business Car Finance
  • Car & MotorBikes Loans
  • Boats Caravans & Motor Home Loans
  • Trucks and Trailers Loans
  • Commercial Vehicle Loans

Commercial Loans

  • Business Equipment Loans
  • Trucks and Trailers Loans
  • Commercial Vehicle Loans
  • Commercial Property Loans

Why we are one of the best in Australia:

  • We use the latest in mortgage processing technology to bring you the most up-to-date information.
  • Our financial products vary from simple to simply spectacular. We are experienced with both residential property purchases and commercial real estate purchases. We understand the needs of today’s investors, and if you are looking for your first home, we will help you finance the home of your dreams.
  • We provide you with the cheapest interest rates to give you the lowest mortgage payments.
  • We provide you with the right tools like a Home loan repayment calculator so you can compare home loan interest rates in Australia.
  • We provide our clients with a First home buyer guide and investment property purchase guide along with calculators to find your borrowing capacity to answer your basic questions like ‘How Much Can I borrow?

We always operate with honesty, integrity, and a solid commitment to quality. We never sacrifice quality for profit. We enjoy a great amount of leverage with our lenders due to the reputation we have earned. We create financial solutions with the end consumer in mind, allowing you to rest assured you are getting the best loan possible.

Opulent Finance - Mortgage Broker Melbourne

Opulet Finance Mortgage Broker Melbourne

03 8838 3592

We are a friendly team that focuses on putting our customers’ needs first. We will go to extreme lengths to get the very best solution we can for our customers. That is why all of our customers recommend us to their family, friends and colleagues, and this is how we have grown over the years.

Our well-experienced team at Opulent is extremely proud of the over 98% customer retention rate. We are very proud of our industry awards but what we love the most is that when we engage with customers, we usually embark on a lifelong partnership, assisting them with their and their families financial matters for many years.

Our consultations are FREE to you and are not biased to any financial institutions in our panel. Finding the best-suited solutions for you is our primary focus. All our customers also benefit from our experience and expertise in accounting and taxation through Opulent accountants. We do offer the whole package to you.

Our Services

  • Commercial Finance
  • Equipment & Asset Finance
  • Home Loans
  • Investment Property Loans
  • Personal Loan

Aussie - Mortgage Broker Melbourne

Aussie Mortgage broker melbourne

13 13 64 

From small beginnings come big things. In 1992, "We'll Save You" meant a lot to us - and almost 30 years later, it still does.

  • Our home loans
  • Insurance
  • Vehicle
  • Business loans
  • Insights

Go straight to Aussie

  • Aussie's home loans
  • Property Reports
  • Comparing Home Loans
  • Compare rates available with Aussie.

VDA Finance And Capital - Mortgage Broker Melbourne

VDA Finance Capital Mortgage Broker Melbourne

1300 832 536

With a combined experience of 15 years, Suraj and Karna bring their expertise in the residential and commercial mortgage industry to lead a team of brokers to assist our clients through the property buying process. We understand that each customer and their situation is unique. We can provide customised loan comparisons and tailored lending solutions across our extensive panel of residential and commercial lenders. Our consultations are obligation-free, and our services are at no cost to you.

What We Offer

  • Home Loans
  • Commercial Loans
  • Business & Equipment Finance

Mortgage Finesse - Broker Melbourne

 3989 509 346

With everything that’s out there, it’s easy to get confused. That’s why at Mortgage Finesse, we take the hard work out of the equation. We have access to a range of loans at some of the best rates from more than thirty different lenders across Australia that can help you get to your financial goals sooner.

Customer service and helping clients is our thing. The relationships we have with our clients are ongoing. Our service continues beyond settlement which is probably why we see many of our clients return time and time.

Don’t waste hours going from bank to bank when you can sit down with us to find the best deal. Time is precious. We get it. Save your time for yourself, and let us take care of your mortgage needs without the stress. It’s what we do.

Our Services

  •  Purchases
  • Refinancing  
  • Line of credit 
  • Equity Loans 
  • Construction Loans
  • Personal Loans
  • Asset and vehicle finance

We’ll prepare and walk you through every step of the process. contact us

Mel Finance Services - Mortgage Broker Melbourne

Mel Finance Services Mortgage Broker Melbourne

1800 940 752

We are a team of highly experienced mortgage brokers helping our clients to secure the best loans at the most competitive rates. We adopt a highly tailored approach for clients at all stages of the property journey, from first time home buyers to retirees. Beyond home loans, we work with businesses and investors, offering a specialised service designed to provide the latest industry insights and most accurate market advice. We invite you to learn more about Mel Finance and how we can help you. Book a free consultation and discuss your needs with an experienced Melbourne-based mortgage broker.

Finance Services

  • HOME LOAN. Secure the best deal on your home loan whether you’re a first home buyer, investor or multiple property owners. Our team are Melbourne-based mortgage broker specialists, able to compare a panel of lenders and identify the best deal.
  • REFINANCE. Could you get a better deal? Find out by discussing your options of refinancing with our expert team. We’ll help you with the entire process, from exploring your options to finalising your refinanced mortgage.
  • BUSINESS AND INVESTMENT. We work with business owners and investors to source and manage a loan to suit your needs. Our team can offer specialised advice and the latest market insights.

First Home Buyers

We know that purchasing your first home is an exciting yet often daunting experience. The Mel Finance team helps first homeowners in Melbourne navigate buying a property and securing a home loan. Move into the home of your dreams with a loan that suits you by working with our trusted mortgage brokers.

Our Focus Is You

Our mission is to offer Melbourne residents a seamless and stress-free service, helping them through the entire refinance, mortgage or loan process. We prioritise the needs of our clients and strive to get them the best deals.

Why Mel Finance?

We are an industry-leading authority, entirely focused on providing the best service and offers in Melbourne. We are an MFAA (Mortgage & Finance Association of Australia) approved mortgage broker making us fully compliant with industry standards.

Mortgage Broker Melbourne 

Mortgage Broker Melbourne Net

1800 111 626

We have been operating in the Melbourne CBD and surrounding suburbs since 1999. We are not a huge corporation that spans the whole country. We are a flexible, boutique Melbourne business that offers a mobile service or the choice to meet us at one of several convenient CBD locations.

Get the right home loan for you.

  • Competitive interest rates.
  • Expert advice and guidance.
  • Hassle-free.

Our service is free.

Mortgage Brokers Melbourne charge no fees. We are paid a commission by the lender you choose, which we fully disclose to you. (Lender and Govt fees may be payable). We aim to save our clients money, taking the time to individually negotiate the best available rate rather than simply accepting the standard rate on offer.

My Mortgage Freedom - Broker Melbourne

My Mortgage Freedom Broker Melbourne

03 8256 1914

After your loan has settled, we don’t stop there. We have always touched base with our clients every year to make sure their loans are all still competitive and to check in to see if they have had any changes to their situation that needs attention. More importantly, interest rates tend to increase as the months and years pass, so we have put a stop to that ever happening again. My Mortgage Freedom customers have exclusive access to Australia’s first and only rate tracking technology. 

This means that you can activate Rate Tracker on your home or investment loan to monitor your interest rate in real-time and protect you from any excessive interest rate hikes. This is all done automatically, and you will only ever be alerted if your interest rate has exceeded an acceptable level.

We take care of all the leg work for you.

Whether you’re buying your first home, refinancing, building, or investing, a big ‘guy’ or a little ‘guy’, My Mortgage Freedom will get you there faster and easier. We’ll help you find the best deal, do all the dirty work for you and support you until long after the deal is done.

  • Home Buyers
  • Investors
  • Commercial
  • Self-Employed
  • Foreign Investors

Fidget - Mortgage Broker Melbourne

Fidget Mortgage broker melbourne

1300 129 459

We’re the conduit between you and over 40 lenders, your wealth of knowledge and your hand-holding friends (not in a creepy way).

We’re Different

At Fidget JP Partners, it’s not just about putting you in touch with someone who will lend you money. Our Fidget mortgage brokerage team exists to make your refinancing or home buying process a smoother experience.

We’re Multiple-award-winners

Our nationally-award-winning mortgage brokerage is here to help explain your lender options and pick an awesome loan structure, along with our guru support team handling your loan application from start to finish.

We’ve Been In Your Shoes.

As we are all property owners, Fidget JP Partners have been in your shoes, and we understand what you’re going through when looking at the home buying and home lending maze. It can be a clunky and daunting experience.

At your service

Fidget Money offers a range of services from refinancing, home loans, investment loans, construction loans, car loans, insurance and conveyancing to customers in all areas of Melbourne (and yes, we do in other states too).

  • Refinancing
  • Home Loans
  • Buying Your First Home
  • Investing in Property

Aspiire - Mortgage Broker Melbourne

Aspiire Mortgage Broker Melbourne

1300 733 942

Home loans can be time-consuming and confusing. With various banks, offers, promotions, and credit criteria, it’s important to have a friendly expert to guide you to make an informed choice.

Get friendly home loan support.

  • Experience across home loans for investment and wealth creation, first home buyer mortgages, and business lending
  • Guidance for first home buyers
  • Proactive and friendly support
  • Works for you, not the banks
  • Not aligned to a franchise or bank ownership

We make it easier

Want to improve your finances? The right home loans can help you save money and build wealth. We help you too.

  • Save time (and credit file) from doing it yourself.
  • See your options and borrowing power at different banks.
  • Calculate what you could save
  • Make an informed choice.

Blutin Finance - Mortgage Broker Melbourne

Blutin Finance Mortgage broker melbourne

0435 916 755

We are an independent boutique mortgage broker committed to helping you find the most suitable home loan, investment property loan, commercial property loan or business loan. As experienced professionals, we have all the skills needed to make your experience as seamless and comfortable as possible. We take the time to understand your financing needs, partner with you in understanding the various options and source the most competitive loan options for you.

First-home buyers

Entering the property market for the first time can be intimidating. However, it doesn't need to be and, with a partner who can hold your hand through the process, the experience will be a lot less stressful and even exciting. Blutin Finance can take you through everything you need to know about the process, including the government benefits for first-time homebuyers.

Business Loan

Business owners or intending entrepreneurs can apply for a business loan and use the funds to make progressive changes, such as starting a business or expanding their current venture. If you are thinking of starting up a new business or expanding your current business and need access to funds, then the business loan is there to provide funding support. 

If you already run a business but need extra cash to purchase equipment, hire staff, expand, renovate, purchase vehicles, obtain a commercial property, or do other activities, then the business loan is what you should apply for. Just like the home loan, you can select to pay a fixed or variable interest rate on your business loan. 

Types of Business Loans

  • Line of Credit/Overdraft
  • Term Loan (secured or unsecured)
  • Lease financing (Asset finance)

Melbourne Mortgage Advice Broker

Melbourne Mortgage Advice

1800 693 000

For over 20 years has provided leading home loan advice and guidance. As a former ANZ Bank Manager, Jon is an accomplished property finance expert and a fully qualified mortgage broker. On building long term client relationships and working relentlessly to help homeowners and investors succeed. With sensibly structured loans, good rates and great support, Jon has helped hundreds of people achieve their goals.

  • No hard sell, just top-notch mortgage advice
  • We act for YOU. A lender sells you products.
  • MFAA Accredited Mortgage Broker
  • Professional mortgage intelligence & property tools
  • A lower rate & better home loan structure
  • Expert mortgage advice & support every step of the way

Why Choose Us?

  • We don't charge our clients fees. We are paid by the lender that wins your business and fully discloses our remuneration arrangements.
  • Melbourne Mortgage Advice understands that your money is precious and adopt a conservative approach to ensure your best interests are at the forefront of everything that we do.
  • With over 20 years of experience working as a mortgage broker in the Melbourne property market, we understand how it works and help our clients bridge the gap between homeownership dreams and bringing them to reality.
  • We take care of you every step of the way – from the planning stage right through to keys in your hand.
  • Unlike many mortgage brokers, we hold current accreditations with and regularly use multiple lenders and have access to many more on our panel who offer a range of loan types to assist in various situations.

Owlbroker - Mortgage Broker Melbourne

Owlbroker Mortgage Broker Melbourne

0490 527 699

We serve Australia-wide. We are a Melbourne-based brokerage. We have a strong focus on delivering outstanding customer service and carefully considered strategic finance solutions.

At Owlbroker, you will be taken care of from beginning to end of the finance journey. We have the knowledge and expertise to find the right solution for your needs. It is our absolute passion to guide you every step of the way.

Financial Services:​

  • Residential loans
  • Investment loans
  • Commercial loans
  • SMSF
  • Personal / Car / Boat loans
  • Equipment loans

Proper Finance - Mortgage Broker Melbourne

Proper Finance Mortgage Broker Melbourne

03 8620 9099

Making a big purchase can be a daunting experience. There is always so much to consider when taking out a loan, whether refinancing, down-sizing, investing or buying your first home. That’s why it is vital to use an expert who understands the finance industry and can find you a competitive loan that suits your needs and lifestyle.

We aim to find you a loan that not only meets your requirements but exceeds your expectations in terms of rate, product and service. We believe in providing you with choice, and at Proper Finance, we look forward to supporting you in your dream of owning your own home or investment property. Please read on to see how we can help you, or just visit our Contact Us page to get started today.


  • Supporting First Home Buyers
  • Investment Loans
  • Commercial Loans
  • Standard Variable & Fixed Rate Loans
  • Honeymoon Loans
  • Bridging Loans
  • Asset Finance

Why Choose Us

Whether you are just starting with your first home or a seasoned investor, we are committed to providing you with the right home loan to meet your needs. We will discuss every aspect of your loan with you and ensure you understand the fine details – like competitive interest rates, offset facilities, unlimited additional deposits and redraw facilities. You can rely on us to provide you with customer service that you will value for the life of your loan and that we will continue to support you in achieving your future goals.

Putting our customers at the heart of everything we do sets us apart from our competition. Our commitment to you, our borrowers:

  • We will be easy to do business with
  • You will talk to a real person
  • We will get back to you
  • We will go the extra mile every time
  • We will listen to what you want
  • We will provide home loan options that suit your needs
  • We will source competitive interest rates
  • We are here to serve you and ensure you will be 100% satisfied with our service.

We have a dedicated team here in the house. When you call us, your queries will be answered by one of our friendly brokers. We will guide you through your entire loan application or refinance process and provide you with the assistance and advice you need in the future.

You can feel confident that you are in safe hands, and we will find the loan that’s right for you.

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