Melbourne’s Leading Financial Planners & Advisors

There are many times in life when we need some guidance, and this is especially true for finances. It can be difficult to know where to turn, but there is help out there. The first thing you should do is figure out what type of financial planner or advisor you are looking for. Are they a broker who specialises in investments? Do they work with people who have debt problems? Is there someone who can help with retirement planning? 

Financial planners help you manage your money, make sound decisions to meet your goals and provide expert guidance on how to save for retirement, buy a home or plan for college. Investment advisors will typically offer advice on where to invest your money, but they do not advise on how much risk you should take with those investments or what steps you need to take toward meeting your goals. 

We've compiled a list of the best financial planners and advisors Melbourne, Victoria has to offer!

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    Freedom Financial Planning

    With a focus on empowering clients to live their dreams and create their legacy, Freedom Financial Planning offers a personalised approach to financial strategy that is flexible enough to change clients' lives. Founded in 2003, the firm has a long-standing history of excellence in advice and is dedicated to understanding each client's individual circumstances. This ensures that all clients receive a custom financial plan tailored to their specific goals and objectives, helping them to navigate their financial future with confidence.

    Services offered:

    • Cashflow & Budgeting
    • Centrelink Advice
    • Investment & Wealth Creation
    • Personal Risk Insurance Advice
    • Retirement and Superannuation Advice

    Phone: 03 9542 3200
    Address: Suite 29, 270 Ferntree Gully Road, Notting Hill VIC 3168

    Klear Picture

    Klear Picture - Financial Planners & Advisors Melbourne

    Klear Picture, based in Melbourne, is dedicated to guiding clients on their path to financial freedom. They offer a range of financial services, each tailored to meet the unique needs and goals of their clients, ensuring a secure and prosperous financial future.

    Services Offered:

    • Accounting & Taxation: Customized tax and accounting solutions.
    • Business Advisory: Strategic advice for business growth and financial stability.
    • Private Wealth Advisory: Personalised wealth management and advisory services.
    • Lending & Capital Raising: Comprehensive financing options for property investments.

    Address: 312/434 St. Kilda Road, VIC 3004
    Phone: (03) 9998 1940

    Strategic Wealth

    Based in Melbourne, Strategic Wealth is a renowned financial planning firm known for delivering bespoke financial advice since 2004. Their client base is diverse, including executives, professionals, expatriates, small business owners, and retirees. Strategic Wealth focuses on creating individualized investment solutions that align with each client's unique needs. Their process involves a thorough understanding of client's goals, followed by the development of financial plans that enhance wealth accumulation and retirement income. Strategic Wealth is dedicated to keeping up-to-date with financial, economic, and legislative changes, ensuring its clients receive relevant and effective advice and strategies.

    Strategic Wealth's services include:

    • Investment: Tailored investment advice and strategic planning.
    • Insurance: A range of comprehensive insurance solutions.
    • Superannuation & SMSF: Expertise in managing superannuation funds, including SMSFs.
    • Estate Planning: Planning for the effective distribution of assets.
    • Debt Management: Strategies aimed at efficient debt handling.
    • Cashflow Management: Optimal management of personal or business cashflows.
    • Executive Options & Shares: Specialized advice for executives on options and share-related matters.
    • Tax-Effective Strategies: Techniques to minimize tax liabilities effectively.

    Phone: 03 8610 1777

    Hewison Private Wealth

    Hewison Private Wealth specializes in providing sophisticated financial services encompassing financial planning, investing, risk management, and wealth management, all customized to individual client needs. Their service approach is tailored and varies in complexity according to the client’s requirements. The firm is distinguished by its innovation, integrity, and a strong track record, offering services that clients can trust for the protection and growth of their wealth, benefiting future generations.

    Services offered by Hewison Private Wealth include:

    • Financial Planning & Investment Advice: Tailored advice for financial planning and investment decisions.
    • Wealth Creation & Asset Management: Comprehensive strategies for growing, managing, and safeguarding wealth.
    • Superannuation & SMSF Advice: Expertise in securing futures with superannuation and SMSFs.
    • Investing & Portfolio Construction: Constructing investment portfolios with control and adaptability.
    • Retirement Planning & Advice: Strategies for a secure and peaceful retirement.
    • Tax Planning & Structures: Critical strategies for achieving financial success.
    • Succession & Estate Planning: Preparing for the financial wellbeing of future generations.
    • Insurance, Risk & Wealth Protection: Strategies to mitigate unexpected financial risks.
    • Inheritances, Business Sales & Financial Settlements: Navigating major financial life events and changes.

    Phone: (03) 8548 4800

    Maddern Financial Advisers

    Maddern Financial Advisers - Financial Planners & Advisors Melbourne

    Maddern Financial Advisers, a Melbourne-based financial advisory firm, stands out for its independent ownership and fee-for-service model, offering impartial financial advice. Their autonomy from banks and other financial institutions ensures that their recommendations are not influenced by external pressures to promote specific products. This independent stance enables Maddern Financial to provide investment advice that is truly aligned with each client's unique situation and objectives. Their fee-for-service system further cements their commitment to unbiased advice, focusing solely on client satisfaction and maintaining transparency regarding service costs.

    Their key services include:

    • Independent Financial Advice: Personalized investment recommendations, devoid of institutional bias.
    • Access to Independent Filtered Research: Leveraging independent resources for current, unbiased market insights.
    • Highly Qualified Advisers: A team with extensive qualifications and experience in wealth management.
    • ASX and Industry Fund Education: Comprehensive knowledge of a broad spectrum of financial products, facilitating thorough financial planning.

    Phone: (+61) 3 9999 7200


    Collinsfp - Financial Planners & Advisors Melbourne

    Collins Financial Planning (Collinsfp) is dedicated to providing expert guidance and solutions in family protection, focusing on unexpected life events such as illnesses or injuries that impact work capability. Understanding the critical role of financial stability during tough times, Collinsfp offers a range of services tailored to ensure clients' loved ones are financially protected in case of unforeseen events. The firm is committed to offering peace of mind to its clients, with an emphasis on securing their family's financial future regardless of life's uncertainties.

    Collins Financial Planning's service offerings include:

    • Family Protection: Strategies to secure financial security for family members.
    • Life Insurance: Coverage plans to protect families in the event of the client's passing.
    • Total and Permanent Disability Insurance: Financial protection in cases of severe injury or illness.
    • Trauma Insurance: Specific coverage for critical health conditions or injuries.
    • Income Protection: Solutions to maintain financial stability if unable to work due to health reasons.
    • Business Protection: Ensuring business continuity and safeguarding business interests.

    Phone: 0419 632 777

    Affinity Private Advisors

    Affinity Private Advisors, situated in Melbourne, Australia, is a financial planning firm dedicated to assisting clients in achieving what they define as true wealth, which encompasses living a rich and meaningful life. The firm's philosophy highlights the importance of realizing individual potential, achieving professional aspirations, making a positive impact in the world, and enjoying life with loved ones. Affinity Private Advisors offers a variety of financial services designed to help clients build this sense of true wealth.

    The services offered by Affinity Private Advisors include:

    • Investment & Portfolio Management: Creating personalized investment and portfolio management strategies.
    • Retirement and Income Strategies: Developing plans for a secure and comfortable retirement.
    • Personal & Business Insurance: Offering insurance solutions for individual and business requirements.
    • Estate and Succession Planning: Facilitating a smooth transfer of assets and business interests.
    • Philanthropy Charitable Giving: Advising on effective ways to make charitable contributions.
    • Residential and Commercial Finance: Providing assistance with residential and commercial property financing.

    Phone: 03 8488 6394

    MD Financial Planning

    MD Financial Planning is renowned for offering a comprehensive range of financial services, with a particular emphasis on Aged Care services. The firm has a well-established reputation for assisting senior Australians in navigating the complexities of the Aged Care process, from the initial planning stages to the transition into permanent care facilities. Committed to providing expert financial advice that is accessible to everyone, MD Financial Planning caters to a wide array of client needs, offering everything from limited scope engagements to in-depth, comprehensive planning. Their approach is highly personalized, ensuring that the services and advice offered are tailored to meet the specific needs and circumstances of each client.

    The services provided by MD Financial Planning include:

    • Aged Care Services: Specialized support for senior Australians in their transition to aged care.
    • Wealth Generation & Protection: Strategies and advice for building and safeguarding wealth.

    Phone: 1300 887 528


    ToppTunbridge - Financial Planners & Advisors Melbourne

    ToppTunbridge, a prominent financial advisory firm rooted in Melbourne, offers a comprehensive array of financial services with a primary focus on risk planning, superannuation, investment strategies, and more. The firm prides itself on its unwavering commitment to delivering top-tier advice and service, facilitated by its dedicated team of advisers and support staff. ToppTunbridge has strategically forged alliances with external legal and accounting practices, positioning itself as a central hub for clients seeking specialized counsel in areas such as Self-Managed Super Funds, Debt Management, Estate Planning, Legal Agreements, and Accounting. This collaborative approach, complemented by their extensive experience and established affiliations with industry-leading Funds Management and Insurance product providers, equips ToppTunbridge to provide superior outcomes and services to their valued clients.

    The comprehensive services rendered by ToppTunbridge encompass:

    • Personal Risk Planning: Formulating strategies to effectively manage personal financial risks.
    • Business Risk Planning: Tailoring risk management solutions tailored to the unique needs of businesses.
    • Corporate and Personal Superannuation: Providing expert guidance on superannuation strategies for both individuals and corporations.
    • Savings and Investment Advice: Offering insightful guidance on savings plans and investment opportunities.
    • Personal Estate Planning: Assisting clients in navigating the intricacies of estate planning to ensure their wishes are meticulously fulfilled.

    Phone: (03) 9935 5266


    Shadforth Financial Group specializes in offering comprehensive advice services, with the aim of assisting clients in building, managing, and protecting their wealth to achieve financial freedom. Their services are tailored to meet the needs of different life stages and situations, including savings for specific objectives, handling life transitions like divorce, preparing for retirement, and making informed financial decisions. Shadforth’s approach is to provide advice that is both clear and relevant, supported by an evidence-based investment philosophy that focuses on realizing clients' financial aims.

    Shadforth Financial Group's services encompass:

    • Private Wealth: Developing strategies and solutions for a range of financial needs, following a holistic balance sheet approach.
    • Investments: Tailoring investment portfolios based on evidence-based principles and innovative solutions.
    • Retirement Planning: Strategizing for a smooth transition to retirement.
    • Insurance: Offering a variety of insurance solutions to ensure clients' future security and peace of mind.
    • Estate Planning: Planning and structuring to safeguard and perpetuate clients' legacies for future generations.
    • Business Advice: Providing wealth advice specific to business owners, including aspects of tax efficiency and employee welfare.

    Phone: 1800 501 204

    Retire-Ready Financial Planning

    Retire Ready Financial Planning - Financial Planners & Advisors Melbourne

    Retire Ready Financial Planning (Retire Ready FP), led by Gloria Mina, specializes in retirement planning advice. The firm is committed to helping clients achieve their retirement goals, addressing common concerns such as financial readiness, Age Pension eligibility, and the sustainability of financial resources. Retire Ready FP provides tailored guidance to offer clients peace of mind and confidence in their financial preparedness for retirement. With a hands-on approach, they collaborate closely with clients to create and execute effective strategies that ensure a comfortable retirement. This encompasses considerations like income needs, pension entitlements, and superannuation management.

    Services offered by Retire Ready FP include:

    • Retirement Planning: Expert guidance for a secure retirement.
    • Age Pension Calculations: Assessing and advising on Age Pension eligibility and entitlements.
    • Income Stream Management: Effective management of income streams during retirement.
    • Superannuation Advice: Strategies to optimize superannuation funds for retirement.

    Phone: 03 8372 2010

    How much does a financial adviser cost? The cost of seeing a financial planner can range from $2,500 to $3,500 to set up a plan, and then about $3,000 to $3,500 annually if you have an ongoing relationship with the planner, according to the Financial Planning Association (FPA).

    Financial advisers can save you a lot of time and energy. While it's possible to manage your finances on your own, working together with a professional can save you a lot of time, effort and energy, especially if overseeing them yourself leaves you feeling stressed or confused.

    A financial planner is a professional who helps companies and individuals create a program to meet long-term financial goals. Financial advisor is a broader term for those who help manage your money including investments and other accounts.

    Did you know? Many advisers offer a first consultation for free. If you're not sure if you need advice, you can make an appointment to find out what they can do for you. If you're looking for general financial planning advice, or for advice on buying particular investments, you'll likely pay a fee.

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