There are many times in life when we need some guidance and this is especially true for finances. It can be difficult to know where to turn, but there is help out there. The first thing you should do is figure out what type of financial planner or advisor you are looking for. Are they a broker who specializes in investments? Do they work with people who have debt problems? Is there someone that can help with retirement planning?
Financial planners help you manage your money, make sound decisions to meet your goals and provide expert guidance on how to save for retirement, buy a home or plan for college. Investment advisors will typically offer advice on where to invest your money, but they do not advise on how much risk you should take with those investments or what steps you need to take toward meeting your goals.
Once you know what your needs are then it will be easier to find the right person for your needs. Once you have figured out your specific need then start searching online or through referrals from friends and family members.
We've compiled a list of the best financial planners and advisors Melbourne, Victoria has to offer!
Ultimate List of Best Financial Planners & Advisors Melbourne
Klear Picture - Financial Planners & Advisors Melbourne
(03) 9998 1940
Melbourne Private & Business Wealth Advisors
At Klear Picture, we offer bespoke care while focusing on building strong and lasting relationships with each client. By cultivating a reliable, knowledgeable and friendly environment, we can help you understand your goals and tailor investment strategies to ensure you reach them.
As Melbourne’s financial advisors, we are committed to helping you reach your goals and make your dreams a reality. While we all seek financial freedom and the flexibility to pursue our goals and objectives, the particulars will always be unique to you, and that’s sometimes why speaking to a financial advisor is beneficial.
Because we understand that everyone wants something different, we’ll spend time with you in relaxed, no-pressure sit-downs to discover together what exactly is it you’re looking for in a financial plan. Then we’ll craft a custom plan designed to fit your needs. Whatever your goals may be, you need a financial plan with wealth creation advice that is specifically tailored to you.
Over the past decade, the wealth advisory landscape has seen a significant change in Melbourne. Gone are the days of simple service products. Today, the industry spends trillions to create new products and services that pull at our heartstrings with promises of a secure future. Yet, when the path to financial freedom isn’t visible, it becomes difficult for individuals to trust and feel like a number without clear pathways to financial independence.
As our promise is to provide bespoke solutions for each client, we have remained non-aligned with institutions. This frees us up to develop and tailor investment models that truly benefit you.
Klearpicture is the top local choice for financial advisors and wealth management experts here in Melbourne. Our tools, experience, and strategic planning capabilities are here for one single purpose: Building Your Financial Freedom. We aren’t owned by or partnered with any bank, financial institution, or product, and so our motivation is always driven toward your specific financial goals.
Our clients receive expert financial advice. That advice is always driven by analytical data, backed with industry knowledge and scaled to meet their individual metrics. Our Melbourne based financial advisors understand the challenges many people face when planning for retirement. Therefore, our wealth management strategies are focused on achieving long term goals with realistic short term financial milestones.
Why Klear Picture Smsf Advisors?
Klearpicture applies the same unrivalled level of care, attention and expertise to every single one of our clients.
Our personalised, professional service sees us hand-pick the most fitting investments from multiple platforms and the leading providers and deliver specialist advice, plans and strategies that align with your investor profile, goals and objectives.
We specialise in providing a range of advisory and investment services to help you achieve your financial objectives.
Flinders Wealth - Financial Planners & Advisors Melbourne
0434 992 241
At Flinders Wealth, we help organise your finances so you can spend your time doing things that are more important to you.
We will develop a tailored Roadmap for your money – a step by step list of action items to get you feeling positive about your future. We want to work with clients who are interested in making smart choices with their money and getting their financial house in order.
Importantly, we are not owned or controlled by a bank, life insurance company, fund manager, superannuation provider or any other institution. Flinders Wealth does not accept investment commissions.
This ensures we are positioned to provide you with financial advice you can trust.
Flinders Wealth services clients across Melbourne, the Mornington Peninsula and Regional Victoria.
The FPA is a professional association requiring financial planners to meet strict entry criteria. The FPA’s professional framework its members operate within holds the highest standards for financial planning regulation around the world.
Highlighting the commitment to the professional and educational standards Michael and Nick are active members of the CFP® Education Advisory Committee and assessors for the Applied Strategies unit.
Maddern Financial Advisers - Financial Planners & Advisors Melbourne
03 9999 7201
Independent Financial Advisor
Not all investment advisors are equal. We specialise in providing independent financial advice services, insurance and investment advice to professional people who have achieved career success or aspire to it.
Our clients cover a broad range of industries, from health to engineering, university lecturers and business owners. Our clients have a broad range of investing interests, from direct shares to direct property to gold and diamonds. As we aren’t controlled by an external investment company or insurer, we can review all available options and customise a recommendation just for you.
If you have wealth to invest and protect, you know you will have significant wealth down the road – you can choose our Melbourne based team with confidence.
Self Managed Super (SMSF) Advice
Considering an SMSF, or simply want to take control of your superannuation or access a more diverse range of investment options?
In Australia, over 1 million people have made the step to control their own super and set up their own SMSF. The SMSF option is no flash in the pan; the SMSF sector now represents a combined SMSF asset value in excess of $550 billion. That’s a lot of SMSF’s.
We are Melbourne’s leading SMSF advice firm, and you can rest assured that we provide clear, tailored solutions that are linked to your goals and objectives. Depending on your experience and desire for involvement, we can fully or partially manage every aspect of your fund or simply provide strategic input where needed.
If you own a small or medium business, or you’ve built a successful career, you belong with Maddern Financial Advisers.
As a boutique Melbourne-based financial advising firm, we offer specialised focus, integrated financial advice services, outstanding qualifications and experience, and a genuinely personal approach.
We can give you complete financial, accounting, taxation and business support service that integrates with your wealth creation goals.
We don’t try to be all things to all people. Instead, we focus on offering specialised services to a select group of clients. Most of our clients are either small-medium business owners or successful career professionals, with a particular focus on the sporting, aviation and health industries. Some of the specialised services we offer our clients are:
- Business start-up advice and management consulting, based on our long experience of successfully meeting business challenges.
- A completely integrated self-managed superannuation fund (SMSF) service: investment strategy, tax planning and administration.
When you choose Maddern Financial in Melbourne, you’re working with award-winning Independent Financial Advisers, SMSF Advice specialists and expert Accountants.
At Maddern Financial, we are Melbourne’s leading truly independent advisory firm. We provide clear and tailored solutions that are linked to our client’s goals, objectives and aspirations.
Unlike most Australian Financial Advisers, we are not wholly or partly owned by a bank or other financial institution. We are 100% independent, which means that we are under no pressure to recommend particular products or structures. Our Independent Financial Planners work on a strictly fee-for-service basis – we don’t accept investment commissions or other FUM-linked benefits from product manufacturers. In other words, we don’t serve two masters: when you become our client, we work for you and only you.
We provide investment advice, SMSF (Self Managed Superannuation Funds) services and investment opportunities, tax accounting and business services.
You can rest assured that the Financial and Accounting advice that we provide is based on merit and comprehensive analysis.
Toro Wealth - Financial Planners & Advisors Melbourne
1300 447 590
Financial Advisers Melbourne
On the hunt for a trusted financial adviser in Melbourne? You’ve come to the right place.
Welcome to Toro Wealth. We are a privately owned, independent financial adviser in Melbourne and provide our clients (like you!) with straightforward financial advice so you can maximise your wealth and minimise your financial worries.
When you look for the best financial adviser in Melbourne, you want to find someone who is the right fit for you.
They should be qualified, experienced, trustworthy and also capable of providing you with reliable advice for all aspects of your financial life.
Additionally, they should also be someone who can truly understand your financial situation and your life goals and can help you optimise your wealth, with a completely personalised strategy – to help you achieve those goals.
Who We Work With
At Toro Wealth, as your local Melbourne financial planning firm, this is exactly what we aim to provide to each of our clients – including you. We work with Melbourne residents looking for straightforward financial advice relevant to their needs.
We are a completely independent firm, so you can be rest assured that we will never push any unnecessary products or services on you and will only ever advise you on what’s best for you.
Who We Are
At Toro Wealth, our business is all about you. We are passionate about empowering our clients to live the life of their dreams.
We are driven by the desire to help our clients retire comfortably and without worrying about their finances. As a team, we are guided by our core values of integrity, trust, simplicity and a commitment to clients in the work we do every day.
We believe that retirement financial planning should never feel complex or overwhelming to our clients. We offer clear and straightforward financial strategies that will take away the confusion and leave you feeling more relaxed and confident about retired life.
Our business is all about you.
As a privately-owned firm, we are not controlled by any big banks or corporations. Our advice is 100% conflict-free. We’re not here to make commissions by selling you financial products.
We’re here simply to give you the best, most relevant and up-to-date financial advice that will help you meet your retirement life goals.
ToppTunbridge - Financial Planners & Advisors Melbourne
(03) 9935 5268
Our Client Service Policy
Our practice provides a high standard of advice and service through our dedicated team of advisers and support staff.
The establishment, over many years, of strategic alliances with external Legal and Accounting practices have enabled us to be a pivotal point for clients seeking specialist advice in Self-Managed Super Funds, Debt Management, Estate Planning, Legal Agreements and Accounting.
This combination, along with many years of experience and long term business and professional relationships developed with market leaders in Funds Management and Insurance product providers, enables us to provide superior outcomes and service for our clients.
Our services extend to those in all stages of life from young individuals, growing families, businesses and those planning for and progressing through retirement.
In order to understand our client’s requirements, we complete a comprehensive Needs Analysis. This enables us to understand their needs, what is important to them, their priorities and values. This, in turn, allows us to assist in achieving financial goals while providing our client and their family with the tools to be financially protected against premature death/disability or trauma. No matter what stage in life or business, we aim to provide advice for the financial security of our clients and their families, and most importantly, we ensure it gets done!!!
Another very important aspect of our work is to track our client’s plans to ensure they remain relevant and effective via a regular review process. We often liken our role in their financial life to that of a personal trainer: the outcomes are only as successful as their diligence and participation! You can buy a gym membership, but without your attendance, no six-pack!
Paterson Retirement Planning - Financial Planners & Advisors Melbourne
03 9439 6271
About Our Company
Paterson Retirement Planning opened its doors in 2020 under the direction of Senior Financial Adviser Edward Paterson. Ed is passionate about the provision of tailored advice and taking the complexity out of making financial decisions.
Our Office is located on level 5, 171 Collins Street, Melbourne, next door to the Regent Theatre.
Paterson Retirement Planning provides advice on Superannuation, Retirement Planning, Aged Care and Centrelink. Although we provide retirement advice to all, we specialise in teachers and public sector employees.
Endorphin Wealth - Financial Planners & Advisors Melbourne
03 9190 8965
Endorphin Wealth specialises in strategic wealth management services and solutions. Our financial advisors are experienced in all areas of personal wealth management, including asset and wealth investment management, investment advice and estate planning, and capital wealth management.
We are detailed and diligent in our wealth services, employing dedicated resources and engaging with external investment research so that we can locate the best investment opportunities for our clients by increasing their returns and reducing risk. We work hard to ensure that capital is not lost as part of the wealth management process and believe in engaging defensive strategies where possible.
Here at Endorphin Wealth, our clients come first. We have extensive experience in working across complex entity and asset structures and will work closely with your preferred accountants and specialists to achieve outstanding results.
Don’t leave your future to chance. If you are a working professional approaching retirement or a high net worth household and prefer the personalised service and close relationships that a small wealth management firm offers, speak to Endorphin Wealth today. Together, we will take your private wealth management to the next level.
Driving Value for Clients
Endorphin Wealth specialises in strategic wealth management services and solutions. Our advisors are experienced in all areas of personal wealth management, including asset and wealth investment management, investment advice, estate planning, and capital wealth management.
Our Company Values
We help our clients to identify, plan for and live their best life.
We maintain great attention to detail and compliance
We support each other, reward our performance and deliver on our promises.
We are committed to continual improvement to enhance our client’s experience.
Retire Ready Financial Planning - Financial Planners & Advisors Melbourne
03 8372 2011
Why Retire Ready?
Retire Ready Financial Planning is a locally owned Financial Planning practise, centrally located in Williams Landing, passionate about helping you achieve YOUR goals! Commencing from humble beginnings at the Point Cook Town Centre in 2015, Retire Ready has become a well-known retirement planning and aged care specialist in Melbourne’s west. We are located in Williams Landing, a hop, skip, and jump away from where the business first started.
A common misconception is that you need to be wealthy to need a Financial Adviser, which couldn’t be further from the truth! Gloria Mina is passionate about helping everyday people to achieve financial freedom through a process of education and allowing you to better understand your relationship with wealth creation.
As a Practice, our existence thrives on ensuring our clients achieve financial success, allowing them to overcome the obstacles along the way. Whether that means – paying off your family home, educating your children or grandchildren, or taking that dream holiday. We understand that Financial Planning shouldn’t be a set and forget. We pride ourselves on being able to deliver personalised ongoing service packages for all our clients. After all, everyone’s needs are different!
We have Authorised Representatives of Synchronised Business Services (Synchron), the third-largest Licensee in Australia according to ASIC’s Financial Adviser Register. Synchron is not aligned with any large financial institutions. When engaging with a Financial Adviser, it is important to ensure they are authorised to provide you with personal financial advice.
We feel privileged to say that we have clients come in from all over Melbourne and Victoria to see us, we love what we do and the difference we can make to people’s lives.
Empower Wealth - Financial Planners & Advisors Melbourne
1300 123 843
Australian investment advice
At Empower Wealth, we are passionate about providing holistic and integrated advice for all of our client’s financial planning needs. We deliver tailored solutions for individual circumstances and goals and focus on building long-term relationships with our clients. Our goal is to help you design and achieve the lifestyle you have always dreamed of.
Property Investment Advice
Getting the right advice before starting your property portfolio is crucial. Talk to the experts to make sure your investment is an educated one.
Loan strategy and structure is integral for the success of your investment property portfolio. Speak to our brokers to ensure you’re on the right path.
With industry know-how, exclusive data access and expert negotiation skills, a buyers agent could save you time and money finding your next investment property.
We offer a variety of financial planning services, like super consolidation, setting up investments portfolios and making sure you and your assets are well-protected.
Self Managed Super Funds (SMSF) are becoming increasingly popular. Meet with one of our qualified advisers to see if setting one up is right for you.
Searching is not the same as researching. Our Property Research services provide detailed analysis so you can purchase a property with total confidence.
We’re passionate about teaching and have provided a suite of educational products to help people like you learn more about property, finance and wealth creation.
We can help you get an understanding of your finances and show you how to use your surplus money to improve your future lifestyle.
Building a wealthier future for our clients
At Empower Wealth, we truly believe that increasing one’s wealth position is possible for anyone and everyone interested in making it happen. From saving for your first home to buying it and then building off its wealth base, to Superannuation, to identifying the best use of your household’s surplus income, to building a multi-million dollar property portfolio… It’s possible, but for almost every one of us, we need professional assistance.
Why work with us?
If building wealth to secure your financial independence and a superior standard of living and quality of life was easy, then everyone would be successful at it.
There are thousands of professionals all over Australia, working with millions of Australians trying to improve the wealth positions of their clients. However, the reality is less than 10% of these people will actually retire wealthy.
That draws conclusions around two possible reasons why this is occurring:
- Poor Advice
- Client Engagement
Everything about wealth comes back to these two critical elements. The fact is, no poor decisions around money and wealth can be made without the client making or agreeing to them being made.
Furthermore, with so many mixed and conflicting messages in the marketplace about the best investment options being recommended by all different sources, it’s understandable why many Australians lack trust or become overwhelmed by the whole process and either put it in the ‘too hard basket or when they actually engage others to do something for them, they get poor advice because they are not fully engaged.
The facts are, like professional sports, creating wealth is an acquired talent that requires many dedicated years and thousands of hours of your time to develop the skills and experience needed to have the knowledge and experience to be successful. And it’s time that most of you don’t have available time in your already busy lives.
MWL Financial Group - Financial Planners & Advisors Melbourne
(03) 9866 5889
The MWL Difference
Financial services is a very broad and complex industry. We all need and should seek expert advice and direction at some point in life on areas in which we aren’t experts, and that may mean doing things differently to the way they are currently done.
Whether it’s for your personal financial situation or that of your business seeking information and advice will just enhance the decisions you make.
The most common process to get expert financial help across all areas is to seek advisors from different firms to work separately towards your individual needs. The issue this obviously creates is duplication of expenses as well as advisors contradicting each other’s advice as it moves between one specialty to another, and none of them really understanding your ultimate goals making it very confusing to work out the correct strategy.
The MWL concept is that all advisors work together under the same roof. We have recognised that it is far more effective for clients if their Financial Planner, Accountant, Insurance Advisor, Finance Broker and Portfolio manager are all working together to complement each other and understanding that one advisor simply cannot be an expert in all areas. The advisors have regular meetings to discuss a client’s needs and work together towards the client’s goals, eliminating the issues encountered by going through various advisors.
MWL provides a 360-degree view of your wealth, how it should be managed and looked after so you have more time to focus on the things that matter to you, your goals and aspirations.
The origins of mwl financial group date back to 2001 when nicholas and jon, with a combined 30 years of both corporate and private financial services industry experience, decided there has to be a better way.
What they were faced with was a massive banking and union-controlled financial services system that effectively managed the majority of people’s life savings. Nicholas and Jon saw this structure had very little client communication or service and, as it is today, completely product-focused with little thought to strategy. The alternative was a financial planning and accounting industry that was fragmented into small suburban-style businesses.
The question they asked themselves at the time was why can’t a person go and get quality specialist advice on Accounting, Investment, Superannuation, Insurance or Lending in the one spot without having to find a number of separate small business style advisors.
Nicholas and Jon started MW planning in 2001, which grew to MW Group, then MW Lomax and now known as MWL Financial Group. Their answer was to bring these small businesses together – the accounting firm, the financial planner and the mortgage broker – to work under the same roof for the benefit of the client. To provide a structure, a plan for the future and to help them navigate through all the traps nobody was explaining to them.
As MWL continues to grow and expand throughout Australia, our vision is to deliver the message of our financial services of total quality advice and management to help more and more people.
Verse Wealth - Financial Planners & Advisors Melbourne
1300 822 166
Helping you make the big decisions about whether to invest, contribute to super, pay the debt, buy a new home, start a business, sell assets and much more. It’s about the balance of achieving your goals, limiting stresses and growing your wealth to create freedom in the future.
Getting your cash flow right is essential. You’re never going to achieve your goals if you can’t manage your money. We help people take control of their money by bringing structure, accountability and clarity to what you spend and increasing your savings.
We create diversified and transparent portfolios that are aligned with what you’re trying to achieve. We’ll educate you, set realistic expectations and manage your emotions through the ups and downs of markets. We use independent research, analysis and ratings to support our recommendations to ensure your assets are in good hands at all times.
Choosing a fund, getting the investment mix right, making contributions and more. We’ll make the complexities of super seem simple, so you can maximise your nest egg and have the confidence that your future will be just fine.
Ensuring you live the retirement you deserve takes careful planning. As you get closer, we’ll map out a strategy to maximise your super, consider more conservative investment strategies to reduce portfolio losses and use modelling to anticipate your capacity to live your best life through retirement.
You shouldn’t pay more tax than you need to, as less tax means more money to create your best life. We’ll help you use the rules to your advantage by investing tax effectively, maximising deductions and working with the right accountant.
Whether it’s getting into your dream home, first home or investing through the property, we’ll help ensure you avoid common property mistakes. We will guide you through the property buying process with the help of exceptional mortgage brokers and property specialists.
We’re your Financial Coach. That means things like improving your relationship with money, keeping you accountable, leaning into hard conversations, steering you away from the herd and managing your emotions during rollercoaster investment markets.
Employer share schemes
If you’re working for a tech start-up or listed company, we can help navigate the complexities and sometimes life-changing opportunities of RSU schemes, ESPP offers and ESS. We’ll help you make important decisions around risk, diversification, capital gains and more.
We’ll guide your decisions about what debt to take on and create a strategy to pay it down. We’ll work closely with your mortgage broker to ensure your debts are always well structured and you’re not paying more interest than you should.
We determine the risks relevant to your situation and advise you on the right insurance cover to protect you and the family. We don’t take commissions, which means cheaper cover for you.
Transferring wealth to future generations is about more than what you leave in your will. We’ll guide you through the choices that influence how effectively you pass resources onto loves ones and ensure your intentions are aligned with your plans.
It’s not just about money - it’s about your entire life. Money is just fuel for living the life you want, which means something different to everyone.
Your life is your life, and financial advice needs to reflect it. We’ll align your strategy and decision making to what you value most. There’s nothing cookie-cutter here.
Complex Made Simple
No one wants to be overwhelmed with financial jargon and industry-speak. We’re obsessed with simplicity, so you’re empowered and feel in control.
We Make You Money
Let’s cut to the chase, you’ve got goals, but you’re here to make money. Our depth of knowledge, experience and access to professional networks will make sure you do.
No Commissions, No Kickbacks.
We’re not aligned with any financial products and don’t take commissions. That’s the traditional financial advice industry.
Your Whole Financial Life.
We manage your entire financial life by surrounding you with the right experts at the right time. We’re always collaborating, so nothing is missed, as everything counts.
The Process Introductory Chat
A free video session to work out if we’re a fit. We’ll seek to understand your motivations for wanting advice and let you know if there’s value in working together. We’ll also give you a chance to ask any important questions upfront. Once booked, you’ll get an email and SMS to let you know how to prepare for the Introductory Chat.
My Best Life
Let’s get clarity on your ‘Best Life’. It may be a combination of achieving goals, having experiences, eliminating worries and improving lifestyle by creating more time, freedom and choice. We’ll also go through all aspects of your financial life, so we have a clear understanding of where you’re at right now.
We’ll paint a picture of what we can achieve together. We’ll explain the areas where we’ll add value, what should be prioritised and how you need to evolve your financial thinking. In this session, we’ll provide you with a Client Agreement to confirm the service and fees.
Advice and Guidance
Over the first few months together, we’ll get you financially organised, develop strategy and get you taking action. Beyond that, we’ll be in your corner consistently to help you navigate the uncertain journey of life. Whether it has children, the career change, a scary new mortgage, failed relationships, falling markets, or just changes to tax, interest rates and super, Verse will help you bounce through it all.
Freedom Finance - Financial Planners & Advisors Melbourne
1800 662 892
Welcome to Freedom Finance Accounting.
“Freedom Finance Accounting is a firm small enough to be caring and really personal, but large enough to provide high-quality service, leading-edge advice and second to none results”.
Our team are highly trained with extensive experience, providing smart solutions to solve your problems and constantly looking for opportunities, whether for you as a business owner or an individual.
As specialists working with businesses of all sizes – none are ever too small or large – our strong focus is assisting you whether its tax compliance including income tax, GST and other ATO matters; tax planning to reduce income tax, GST and CGT and to enhance cash flow; resolving business problems; helping you grow your business, or improving bottom-line profit. We know about all aspects of business and are passionate about helping you be successful. We also recognise business owners are “experts” in their own business, and by using your knowledge and our skills, optimum results for your business are achieved.
- Build Your Wealth & Secure your future
- Expert Advice With Your Financial Planning Needs
At Freedom Finance Australia, we assist clients to effectively manage their finances with the future in mind.
Our Financial Advisers first establish a clear picture of your current circumstances and then help you define your future financial and life goals. They will develop a custom financial plan designed to achieve your goals and to manage your resources going forward.
We can assist you with:
- Financial Planning
- Wealth Creation
- Succession Planning
- Retirement Planning
Melbourne Financial Partners - Financial Planners & Advisors Melbourne
04 1561 1448
What You Can Expect?
Because you’re unique, the financial advice you’ll receive from us will be designed for you, based on what you want in life. We’ll take a step-by-step approach to help you reach your goals.
We may make recommendations about your day-to-day money management or make suggestions to help you make the most of your financial potential. We can also take actions on your behalf if that’s what you prefer.
Who we are?
We are a financial planning business based in Richmond and Collingwood, and we love finance, well, actually, we love helping people.
Finance is just what we are good at and what we have done for more than 15 years. We find that helping everyday people make smart financial decisions, and seeing the real difference it makes to their lives, is what makes us happy.
To help set our clients up for the financial future they want, we provide understanding, education, guidance and expert financial advice.
Our aim is to build long-term partnerships with our clients and assist them in building, protecting and managing their wealth and lifestyle for themselves and their families.
Collinsfp - Financial Planners & Advisors Melbourne
0419 632 778
Our Approach Involves:
Understanding your financial situation
The first stage will involve discussions covering exactly what you want to achieve, including your long term and short term goals, as well as your expectations of us as your Financial Adviser. We will ensure we have an understanding of your current financial situation, gathering information such as a record of your assets and liabilities, income and expenditure and discussing your attitude toward risk.
Developing your strategies
Now that we have an overview of your situation, we will begin to develop strategies that are specific to your requirements. A good Financial Adviser will take into consideration your current finances and future goals, along with your risk profile, to ensure the strategies applied are the most appropriate for you.
Statement of Advice is issued
Once the strategy has been finalised, we will provide a formal, written "Statement of Advice", which covers specific areas as prescribed by the Australian Securities & Investments Commission. It will outline a detailed investment plan and the recommended course of action, so it's important to read this thoroughly before proceeding.
Implement the recommendations
If you are happy with the recommendations detailed in the Statement of Advice, we will begin to implement the recommendations. This may involve bringing in other professionals such as Lawyers, Accountants, Mortgage Brokers etc.
Maintaining your Financial Plan
Your Financial Plan should be reviewed regularly to ensure it continues to meet your financial needs and investment goals. As time goes by, your situation will inevitably change, and we encourage you to review your circumstances with us frequently so that your strategy remains relevant.
Why Choose Us?
An innovative and strategic mindset
We provide you with insights and solutions to ensure you are full across the benefits and consequences of various strategies. We understand that having financial control and direction is important, and we create an action plan that not only helps you towards your goals but keeps you on track and focused along the way.
Why choose Collinsfp as your Trusted Adviser?
- Future Focussed
- Unique Approach
- Professional Team
- Trustworthy and Reputable Company
- Objective Advice
Understanding your financial affairs has never been more important, and we are here to guide and assist you through various Financial Planning matters.
Pursue Wealth - Financial Planners & Advisors Melbourne
(03) 9686 1785
Don't just dream. Achieve your dreams sooner rather than later as a Pursue Wealth member.
We'll work with you to set short, medium and long term goals and keep you on track to achieve them. As a Pursue Wealth member, you'll have the tools at your disposal to ACHIEVE your dreams. Become a member today!
As an award-winning team with an adventurous spirit, we'll design you a financial plan that will suit your lifestyle and your goals. Because like you, we'd rather buy our Jimmy Choo's in Paris, not from eBay.
Mortgage Advice & Broking
Want your dream home without sacrificing too much of your lifestyle or travel plans? We'll help you put a realistic plan in place to secure a home you love, so you can relax and know the stress has been removed.
Support & Advice Throughout Your Journey To Achieve Your Dreams
Articulate Your Dreams
As part of your membership, we'll work with you to articulate your dreams and set up goals along your journey to achieve them. We will get a clear understanding of your dreams and work together to design a solid plan for you to reach them sooner.
Get Great Financial Advice
We've developed an innovative five-step process to dig deep and understand your dreams. We'll work with you to develop a personalised plan to help you reach the life you've dreamed of! With us, financial planning is not something you push to the bottom of the priority list.
Start Living The Life You Want
We can help you make better-informed decisions about your future, so you don't suffer the day-after-online shopping hangover. Our consultations ensure we align both personal and financial goals so that you can start living the life you want on your terms!
Our members are the people that make us tick. The best part of our jobs is the part where we get to meet members from all walks of life, learn all about their hopes and dreams, and commit to helping each of them fulfil those dreams. Potential Pursue Wealth members range from ambitious professionals, goal-setting entrepreneurs, go-getting intrepid adventurers, and growing families. Click through to find out more about who our members usually are, and read about some of our awesome members!
Financial Coaching - Financial Planners & Advisors Melbourne
(03) 9821 4101
About Financial Coaching
Financial Coaching is a financial planning practice that believes in the difference that our advice can make - whatever your stage of life.
Located in metro Melbourne, we were established in 1969 with a mission to help our clients achieve their financial objectives.
There are few elite athletes that excel without the guidance of a knowledgeable and trusted coach. Our financial coaching process provides you with advice on how to achieve superior results, more than you would otherwise achieve alone.
Our method acknowledges there are few people who have the skills, the time or the discipline to achieve financial independence without professional coaching and a well thought out "training plan" to achieve your financial goals.
We offer an extensive range of financial services, which enable us to create a tailored financial plan, whatever your financial situation. We will assist you with managing your short and long term financial needs, from starting out in the workforce through to planning for retirement.
Wealth creation is about building financial security now so you can focus on enjoying your lifestyle in the future. Choosing where and how to invest your money is a difficult decision and will depend on many factors, including your overall investment objectives, approach to investment risk and the amount of time you have to invest.
We can help define your personal situation and recommend financial solutions and strategies to help you reach your financial goals.
Whether you are investing in financing your business, lifestyle, private education or providing for your retirement, it's never too late to take control.
Planning for retirement is one of life's most important financial considerations. The actions you take today will determine your lifestyle in the future.
Superannuation is one of the most tax-effective long-term retirement savings vehicles. However, it can be difficult to keep up with changing rules and regulations. We can explain the rules and provide you with strategies to help you maximise your retirement savings.
We offer a comprehensive Corporate Superannuation service - "The Team Financial Coaching Program" for company super fund requirements.
Covering for the company
- Advice and technical support
- Training and assistance with online clearinghouse facilities
- Ease of administration
- Education to payroll/HR team on the use of the online contribution system
- Set up, ongoing management and administration of policy committee through annual review
- Support and communication to members
- Regular market updates (e.g. budget releases and topical investment updates)
- Regular updates on compliance and statutory obligations
- Tailor the company super fund to meet the companies requirements
Cover for the employees
- Advice and support
- Communication for new employees - Benefit maximiser kits
- A team of financial planners & specialists to address members queries & requests
- Adequate and cost-effective insurance cover
- Claims and underwriting support and guidance
- Employee education seminars for the staff
Risk insurance forms a critical part of the financial planning process. It provides you with protection against the financial implications of an event such as death, disablement, serious illness or injury.
There is a range of insurance options available that we can tailor to suit your needs and personal situation.
Advice and direction on Business Protection insurance, including Business overheads insurance.
Self-managed super funds
Self-managed super funds (SMSF) gives you control of how your superannuation benefits are invested, operated and managed. SMSFs allow you to invest in a range of assets such as shares, managed funds, term deposits, property, art and collectables. You also have the option to borrow to purchase property and shares.
While SMSFs are a compelling structure for those who want full decision-making capabilities, having your own fund can generate a mountain of paperwork, such as looking after the establishment, asset administration, super administration, investment strategy and end of year financials.
As well as assist you with the establishment of an SMSF, we provide you with ongoing strategy, investment, insurance and estate planning advice for your SMSF and can provide assistance to other superannuation professionals in relation to asset administration, super administration and end of year financials.
Business succession planning
Advice and guidance on the establishment of Business Succession Planning. In partnership with your legal counsel or one of our panel solicitors, we offer a comprehensive service that provides business partners with an exit plan tailored to the individuals and family needs.
Business Insurance Policy Ownership Structures that we can advise on;
- Self Ownership of each policy
- Cross-Ownership of policies by partners
- Individual policies owned by each person's discretionary trust
Debt reduction strategies
Advice on debt consolidating strategies such as using underperforming assets to reduce debt. Debt elimination strategies such as using your super to pay out the home loan where possible.
Developing appropriate tax-effective investment strategies. Structures (i.e. companies, trusts, superannuation and pension vehicles). Financial planning advice with regard to payments received upon redundancy or termination of employment. Retirement tax management including making maximum use of the available tax concessions, including Spouse Contributions, Spouse Rebates and the Government Co-Contribution.
Frequently Asked Questions About Financial Planners and Advisors
How much does a financial adviser cost? The cost of seeing a financial planner can range from $2,500 to $3,500 to set up a plan, and then about $3,000 to $3,500 annually if you have an ongoing relationship with the planner, according to the Financial Planning Association (FPA).
Financial advisers can save you a lot of time and energy. While it's possible to manage your finances on your own, working together with a professional can save you a lot of time, effort and energy, especially if overseeing them yourself leaves you feeling stressed or confused.
A financial planner is a professional who helps companies and individuals create a program to meet long-term financial goals. Financial advisor is a broader term for those who help manage your money including investments and other accounts.
Did you know? Many advisers offer a first consultation for free. If you're not sure if you need advice, you can make an appointment to find out what they can do for you. If you're looking for general financial planning advice, or for advice on buying particular investments, you'll likely pay a fee.
National Financial Planners - Financial Planners & Advisors Melbourne
03 9504 3879
Welcome to National Financial Planners. Our vision is to build a successful long term and valuable partnership with you to assist you in reaching your financial and lifestyle goals. We are dedicated to helping you protect and grow your assets and to attain financial independence.
We are upfront and open with you at all times, and we will honour our commitments to you. National Financial Planners Pty Ltd is a Corporate Authorised Representative (No237225) of Sentry Advice Pty Ltd ABN 77 103 642 888. Sentry Advice Pty Ltd is an Australian Financial Services Licensee No 227748.
Our vision is to build a successful long term and valuable partnership with you to assist you in reaching your financial and lifestyle goals. We are dedicated to helping you protect and grow your assets and to attain financial independence.
We are honest, upfront and open with you at all times, and we will honour our commitments to you, absolutely.
The purpose of our business is to help you organise your financial affairs. National Financial Planners Pty Ltd provides financial strategies that build, protect and provide wealth for your desired lifestyle.
Planning to survive?
Planning to succeed?
Today more than ever, those wanting future financial security and, more importantly independence, need to have a financial plan in place. Without the time or professional support to formulate an achievable plan, many of us fail to make the best use of the financial resources at hand.
Convenience & Peace of Mind
National Financial Planners Pty Ltd has the resources and experience necessary to put together a customised plan to suit your current circumstances and help achieve your desired future lifestyle.
The decisions you make about your financial future need to be in the hands of someone you can trust and someone who has been around for a long time.
At NFP, we provide Advice at the Right Price.
Kearney Group - Financial Planners & Advisors Melbourne
03 9428 8823
At Kearney Group, we're much more than just accountants or financial advisers. We're pioneers, charting a new way forward for the future of financial advice.
When you choose to work with us, we look to understand you as a person: your family and your business, your hopes and dreams, and all the things unsaid that keep you up at night. Where other advisers see their clients as bank accounts and balance sheets, we look beyond to the human.
And, like so many of you, we believe financial services is long overdue for a shakeup. So at Kearney Group, true collaboration sits at the heart of all our work. Ours is not a one-size-fits-all approach, nor the eternal shuffle-to-someone-else-who-can-help-you, always in another department. Instead, we work across divisions and teams to provide holistic financial services that put you at the centre and save you from the run-around.
At Kearney Group, we're pioneering truly integrated advice, exploring the intersection of business and household. Offering multidisciplinary services across three divisions – Business Advisory, Private Wealth, and Strategic Lending – provided by an expert team bound together by a single goal of gathering around you and your unique needs.
That's why we're not just accountants or financial advisers. And that's why, for our clients and our team alike, we're known for pushing beyond the transactional to make way for the transformational.
Integrated advice teams
At Kearney Group, we know the traditional limits of our space: a typical accountant gives you business advice without understanding its impact on your household. A mortgage broker can't tell you how a loan will impact your tax or long-term financial objectives. A financial planner can't even begin to understand the pressures of running a business, let alone integrate your business objectives into your overarching financial plan. Financial advice is plagued by silos.
At Kearney Group, we shift the dial – from silos to systems. Our integrated advice model deliberately breaks down the walls between divisions and individual advisers and assembles a team of experts from across our firm to provide dedicated service to you.
Paul Kearney founded Kearney Group in 1986 as a tax and accounting firm.
After 30+ years of constant reinvention and transformation, Kearney Group today is the vanguard of truly integrated financial advice for pioneers and their businesses.
Our team of more than 50 strong – working across our Business Advisory, Private Wealth, and Strategic Lending divisions – offers a full range of holistic financial services.
With one eye ever on the future, for our practice, clients and team members alike, we are catalysts for big ideas and lifelong home for the entrepreneurial spirit.
Pursuit Private Wealth - Financial Planners & Advisors Melbourne
(03) 9705 6366
Who we are?
Pursuit Private Wealth provides Financial Planning services to Melbourne's South East corridor and Gippsland region with office locations in Melbourne and Narre Warren. We specialise in Wealth Creation, Strategic Advice, Portfolio Management and Asset Protection and have expert knowledge in the areas of Trust and Self-Managed Superannuation Strategies and Investing.
What we do?
Taxation Planning, Tax Effective Investing, Superannuation and Retirement, Gearing / Leverage, and Estate Planning are complex areas. There are various strategies available to you, and working out the optimal outcome to achieve your wealth targets is essential. We have a range of strategies that have been developed over many years, and we draw on our teams' many years of experience in Banking, Accounting and Finance industry positions.
This can mean many things to many different people. To us, it means creating focused and disciplined investing patterns that can achieve your personal needs, goals and objectives. No matter what the dollar figure is, wealth creation is about creating a comfortable fulfilling lifestyle, both pre and post-retirement. We assist accumulators and retirees in building wealth in a manner that reflects their attitude and personality, and we are focused on their goals as though they are our own.
Protecting your money can be as equally important as earning it in the first place. We provide specialist advice on structuring and asset ownership which ensures your wealth benefits your family now and continues to benefit your future generations. We provide complex advice on structures including; Private Companies, Family Trusts, Unit Trusts, Discretionary Trusts and Self Managed Superannuation Funds.
We tailor portfolios to individual needs. There is no "one size fits all" approach. Each client portfolio is carefully constructed to meet client needs and risk tolerance. We provide advice and solutions in all areas of investment; cash, term deposits, mortgage trusts, bonds, hybrids, shares (domestic and international) and property (residential and commercial). Our portfolios contain direct assets with transparency of holdings and benefits and are well diversified to mitigate single asset risk.
AGS Financial Group - Financial Planners & Advisors Melbourne
03 8548 6455
About Ags Financial Group
AGS Financial Group is a privately owned and managed financial services business
In 2002, Paul Bolstad and Alex Berlee joined forces to create AGS Financial Group, which has since won numerous awards, including 6 x "AFR Smart Investor Magazine Top Financial Planner" awards, AMP Financial Planning's Practice of the Year State winner and National Finalists, and BRW Top 100 Accounting firms.
AGS helps business and private clients manage all aspects of their finances because we know that understanding what's important to you, and helping you make the right financial decisions now, will determine the life you live tomorrow. AGS Financial Group - partners in Advice, Growth and Security.
AGS Financial Group has been built on personalised customer service and professional strategic financial advice that has been helping people reach their financial goals. AGS has grown to become a team of over 100 professionals dedicated to serving the needs of businesses, employers and individual clients.
The AGS financial advisors are some of the most experienced and respected in the Australian financial services industry. The Financial Planning services of AGS are provided as an authorised representative of AMP Financial Planning Pty Limited (AFSL 232706).
Corporate Superannuation and benefits consulting.
AGS Financial Group specialises in managing the superannuation funds for corporate clients, working closely with HR, Finance and Payroll personnel on corporate Superannuation, taxation, group insurances, salary packaging and member benefit programs. AGS provide service, education and advice to employers and their staff.
When you reach the crossroads of managing your corporate Superannuation and salary packaging program in the house or with external support, contact AGS to discuss your requirements.
The team at AGS Accounting can advise you on all Tax and Accounting matters such as income tax return preparation and compliance, management accounting, tax planning, business development and strategic planning, financial forecasting, company secretarial, and self-managed superannuation funds.
For business owners, our focus is on not just delivering the tax compliance basics, but on delivering proactive and value-added services - helping you to run a more profitable business, increase your business as an asset for the future, and plan a successful exit when the time is right.
AJ Financial Planning - Financial Planners & Advisors Melbourne
We are an innovative financial planning firm.
AJ Financial Planning is a boutique firm. We pride ourselves on cultivating one-on-one relationships and providing premium services to our clients, which sets us apart from larger firms with a less personal approach.
Why choose AJ Financial Planning?
We pride ourselves on delivering innovative solutions and a fresh perspective to our client's financial situations.
Tailored Financial Advice
We believe that having thoughtful, well crafted, and high-quality financial advice is paramount in our view to financial success.
We understand that sometimes you just want to speak to a real person who understands your financial position, and that gets what you are trying to achieve.
We enjoy watching success grow from thinking differently about the traditional formulas to life.
Two of the most common questions we are asked in an initial enquiry are "What is your process?" and "What do you charge?"
Our process is simple. An initial free consultation allows us to understand the scope of work required and to determine if we are able to assist you with your personal financial situation. Following this meeting, if you wish to proceed, we prepare an email confirming the 'scope of work', which is sent through for your approval. This email outlines our understanding of your personal financial situation, the types of advice you require and the proposed costs for us to prepare this advice.
Discover the outline of the steps in our engagement process.
AJ Financial Planning is an innovative, creative financial planning firm located in Porter Street, Prahran. We presently have clients in all major states of Australia and enjoy working with clients work one-on-one with them to achieve their goals and objectives in a friendly and personal manner.
Our purpose is to help you, our client, have an inspiring, awesome future!
To achieve this, at AJ Financial Planning, we take a great time and care in crafting a strategic financial blueprint to help move you towards your financial goals and objectives.
Over the years, we have found that in reality, it is not just a lump sum of money- a pot of gold at the end of the rainbow- that most clients seek. Rather, it is how they can make that money work in their favour; what capital and cash flow can deliver to them at the right time. As such, we have worked with clients all over Australia to guide them carefully and prudently through life's financial maze.
AJ Financial Planning recognises that education is also an essential foundation for our clients to learn and understand why what they want out of life and why we take particular directions with our advice to them. To achieve this, we have created educational symposiums to educate and inspire you. Our program is committed to bringing what we believe to be the greatest ideas and thoughts from around the world in the areas of finance and investing.
Foundation Financial Advice - Financial Planners & Advisors Melbourne
ABOUT Foundation Financial Advice
Conveniently located in the heart of Melbourne, Foundation Financial Advice is an FPA Professional Practice which helps clients like you maximise their financial position, ensure no opportunities are missed and provide an obtainable pathway to wealth. We help you achieve your goals on a fee for advice basis, so you can focus on enjoying life and not worrying about financial problems.
Foundation Financial Advice was established by Peter Tribolet. A Master's degree qualified CFP® Practitioner with over 15 years of industry experience.
What we DO
We understand we will only succeed if our clients succeed. Our business is customer satisfaction through financial enhancement. We have successfully helped clients achieve their goals through the following services.
Personalised advice and strategies for either a smooth transition to retirement or maximising your position to retire in style as you deserve. We look after your financial affairs so you can enjoy life and focus on the things you love to do. We help you and harmonise your position for the optimum balance of maximising Centrelink, minimising or elimination of Tax and both Asset protection and growth.
Helping tailor investment strategies, assisting in LRBA (Limited Recourse Borrowing Arrangements) for Property to be structured in super both Commercial and Residential. Family intergenerational wealth planning and complex requirements. Combination SMSF Private risk and Industry fund advice. From establishment to winding up.
Defined Benefit Expert Advice
One of the few Advice firms, the objective of the provider, which will advise you how to get the maximum benefit possible out of these formula-driven funds and integrate the benefits into your holistic financial position and plan to outline optimisation and saturation points in the formula.
Wealth Creation Strategies
We design a plan that incorporates a diversified range of strategies that collectively can provide you with the necessary assets to build and protect real wealth. Your circumstances will determine the plan or suite of different assets (shares and property inside and outside super) that is required for you to reach your goals.
Superannuation Advisory Service
Pre & post-retirement strategies to ensure you and your family's financial security in retirement. Intergenerational planning.
Aged Care & Estate Planning
Ensuring you or your loved ones enter the frailty years in the most informed way with CHOICE, it is also imperative to plan for the distribution of Estate assets to reduce them being eroded by Tax or fees for the family. Strategies to both retain the family home and protect, distribute and invest the proceeds.
Insurance And Risk Analysis
Research all approved and existing insurance policies for specific suitability, tax effectiveness and cost efficiency to match your personal situation and protect your and your family's financial position.
Debt Recycling And Reduction
Offer alternatives and advice on ways to structure your debt, identify 'good & bad' debt & maximise the use of the equity in your property assets to maximise tax reduction and asset growth whi¦st protecting cash flow.
Assist you in determining and quantifying your living expenses budget that you are comfortable with and measure this regularly. This is then protected, and surplus is driven to your investments, allowing you to reach and exceed your goals efficiently.
Loan Structuring And Debt Advice
Reduce your interest expense, establish an offset and linked card strategy to utilise deferring expenses while offsetting interest—complex structures for property portfolios, SMSF or Business Loans.
Ensure you have the right amount of protection so that your business will continue in the event of accident, illness or premature passing of a partner or key staff member.
Claim, Centrelink, Workcover Or Complete Financial & Investment Check-Up
Common sense, down to earth, honest, confidential and professional financial planning advice in your best interests!